{"id":10469,"date":"2026-05-22T22:04:00","date_gmt":"2026-05-22T20:04:00","guid":{"rendered":"http:\/\/stocks-future.com\/?guid=7aa75d1382680684a469cf766fae22ed"},"modified":"2026-05-22T22:04:00","modified_gmt":"2026-05-22T20:04:00","slug":"am-best-assigns-credit-ratings-to-desjardins-financial-security-life-assurance-company","status":"publish","type":"post","link":"https:\/\/stocks-future.com\/?p=10469","title":{"rendered":"AM Best Assigns Credit Ratings to Desjardins Financial Security Life Assurance Company"},"content":{"rendered":"<p>OLDWICK, N.J.--(BUSINESS WIRE)--<a href=\"https:\/\/twitter.com\/hashtag\/insurance?src=hash\" >#insurance<\/a>--<b>AM Best <\/b>has assigned a Financial Strength Rating of A (Excellent) and a Long-Term Issuer Credit Rating of \u201ca+\u201d (Excellent) to Desjardins Financial Security Life Assurance Company (DFS) (L\u00e9vis, Quebec, Canada). The outlook assigned to these Credit Ratings (ratings) is stable.<\/p><br\/><a href=\"https:\/\/mms.businesswire.com\/media\/20260522110191\/en\/828829\/5\/AM_Best_Logo.jpg\"><img src=\"https:\/\/mms.businesswire.com\/media\/20260522110191\/en\/828829\/22\/AM_Best_Logo.jpg\" \/><\/a><br\/><a href=\"https:\/\/mms.businesswire.com\/media\/20260522110191\/en\/828829\/5\/AM_Best_Logo.jpg\"><img src=\"https:\/\/mms.businesswire.com\/media\/20260522110191\/en\/828829\/21\/AM_Best_Logo.jpg\" \/><\/a><p>\nThe ratings reflect DFS\u2019 balance sheet strength, which AM Best assesses as very strong, as well as its strong operating performance, neutral business profile and appropriate enterprise risk management.<\/p><p>\nDFS is incorporated under the Insurers Act of Quebec, and under the control of the Federation des caisses Desjardins du Quebec (the Federation) through Desjardins Financial Corporation Inc., a subsidiary of the Federation, and as such, is a component of Desjardins Group. The company designs, markets and distributes individual and group insurance and savings products throughout Canada, with initiatives for additional operations expansion nationwide.<\/p><p>\nIt is AM Best\u2019s expectation that DFS will maintain at least the current levels of risk-adjusted capitalization, as measured by Best\u2019s Capital Adequacy Ratio (BCAR), over the long term, as AM Best anticipates that the parent company will aid in maintaining the risk-adjusted capitalization, if needed. The company\u2019s investment portfolio is overall well-balanced across various asset classes, which has been increasing in corporate bonds to improve expected yield while still having to match asset and liability interest rate sensitivities.<\/p><p>\nDFS\u2019 operating profitability reflects continued strong policyholder experience and a focus on new business through capital-light products such as individual insurance, group benefits, and segregated funds, as well as mutual fund and guaranteed investment fund solution. Total revenues have continued to grow materially over the past few years, benefiting from favorable investment income and sales in multiple product lines. AM Best expects that the company will continue to grow and add geographic diversification outside of the Quebec province and gain additional market share.<\/p><p>\n<b>This press release relates to Credit Ratings that have been published on AM Best\u2019s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best\u2019s <\/b><a  href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fratings.ambest.com%2Fratingeventdisclosures.aspx&amp;esheet=54540908&amp;newsitemid=20260522110191&amp;lan=en-US&amp;anchor=Recent+Rating+Activity&amp;index=1&amp;md5=c1816fefa9fa9083af13659a37d7977b\" rel=\"nofollow\" shape=\"rect\"><b>Recent Rating Activity<\/b><\/a><b> web page. For additional information regarding the use and limitations of Credit Rating opinions, please view <\/b><a  href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fwww3.ambest.com%2Fambv%2Fratingmethodology%2FOpenPDF.aspx%3Fri%3D1901&amp;esheet=54540908&amp;newsitemid=20260522110191&amp;lan=en-US&amp;anchor=Guide+to+Best%27s+Credit+Ratings&amp;index=2&amp;md5=95048311e93368c4a39cf2593fc29cea\" rel=\"nofollow\" shape=\"rect\"><b>Guide to Best's Credit Ratings<\/b><\/a><b>. For information on the proper use of Best\u2019s Credit Ratings, Best\u2019s Performance Assessments, Best\u2019s Preliminary Credit Assessments and AM Best press releases, please view <\/b><a  href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.ambest.com%2Fratings%2Fguidetouse.pdf&amp;esheet=54540908&amp;newsitemid=20260522110191&amp;lan=en-US&amp;anchor=Guide+to+Proper+Use+of+Best%26%238217%3Bs+Ratings+%26amp%3B+Assessments&amp;index=3&amp;md5=7bfd88eff6cea9a46db0f4f9de9047df\" rel=\"nofollow\" shape=\"rect\"><b>Guide to Proper Use of Best\u2019s Ratings &amp; Assessments<\/b><\/a><b>.<\/b><\/p><p>\n<b>AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit <\/b><a  href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fwww.ambest.com%2F&amp;esheet=54540908&amp;newsitemid=20260522110191&amp;lan=en-US&amp;anchor=www.ambest.com&amp;index=4&amp;md5=9848d319525dfa232a038e219bbbdf3f\" rel=\"nofollow\" shape=\"rect\"><b>www.ambest.com<\/b><\/a><b>.<\/b><\/p><p class=\"bwalignc\">\n<b>Copyright \u00a9 2026 by A.M. Best Rating Services, Inc. and\/or its affiliates. ALL RIGHTS RESERVED.<\/b><\/p><br\/> <b>Contacts<\/b> <br\/><p>\n<b>Igor Bass<\/b><br\/><b>Senior Financial Analyst<\/b><br\/><b>+1 908 882 6289<\/b><br\/><a  href=\"mailto:igor.bass@ambest.com\" rel=\"nofollow\" shape=\"rect\">igor.bass@ambest.com<\/a><\/p><p>\n<b>Louis Silvers<\/b><br\/><b>Senior Financial Analyst<\/b><br\/><b>+1 908 882 2316<\/b><br\/><a  href=\"mailto:louis.silvers@ambest.com\" rel=\"nofollow\" shape=\"rect\">louis.silvers@ambest.com<\/a><\/p><p>\n<b>Christopher Sharkey<\/b><br\/><b>Associate Director, Public Relations<\/b><br\/><b>+1 908 882 2310<\/b><br\/><a  href=\"mailto:christopher.sharkey@ambest.com\" rel=\"nofollow\" shape=\"rect\">christopher.sharkey@ambest.com<\/a><\/p><p>\n<b>Al Slavin<\/b><br\/><b>Senior Public Relations Specialist<\/b><br\/><b>+1 908 882 2318<\/b><br\/><a  href=\"mailto:al.slavin@ambest.com\" rel=\"nofollow\" shape=\"rect\">al.slavin@ambest.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>OLDWICK, N.J.&#8211;(BUSINESS WIRE)&#8211;#insurance&#8211;AM Best has assigned a Financial Strength Rating of A (Excellent) and a Long-Term Issuer Credit Rating of \u201ca+\u201d (Excellent) to Desjardins Financial Security Life Assurance Company (DFS) (L\u00e9vis, Quebec, Canada)&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-10469","post","type-post","status-publish","format-standard","hentry","category-infos-businesswire"],"_links":{"self":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/10469","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10469"}],"version-history":[{"count":1,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/10469\/revisions"}],"predecessor-version":[{"id":10470,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/10469\/revisions\/10470"}],"wp:attachment":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10469"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10469"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10469"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}