{"id":12909,"date":"2026-05-29T02:56:00","date_gmt":"2026-05-29T00:56:00","guid":{"rendered":"http:\/\/stocks-future.com\/?guid=08fa8ff7000391d3f05109aecc4f8133"},"modified":"2026-05-29T02:56:00","modified_gmt":"2026-05-29T00:56:00","slug":"am-best-withdraws-credit-ratings-of-qualitas-compania-de-seguros-s-a-de-c-v","status":"publish","type":"post","link":"https:\/\/stocks-future.com\/?p=12909","title":{"rendered":"AM Best Withdraws Credit Ratings of Qu\u00e1litas Compa\u00f1\u00eda de Seguros S.A. de C.V."},"content":{"rendered":"

MEXICO CITY--(BUSINESS WIRE)--#insurance<\/a>--AM Best <\/b>has affirmed the Financial Strength Rating of B+ (Good), the Long-Term Issuer Credit Rating of \u201cbbb-\u201d (Good) and the Mexico National Scale Rating of \u201caa-.MX\u201d (Superior) of Qu\u00e1litas Compa\u00f1\u00eda de Seguros S.A. de C.V. (Qu\u00e1litas) (Mexico City, Mexico). The outlook of these Credit Ratings (ratings) is negative. Concurrently, AM Best has withdrawn these ratings as the company has requested to no longer participate in the rating process.<\/p><\/a><\/a>

\nThe ratings reflect Qu\u00e1litas\u2019 balance sheet strength, which AM Best assesses as adequate, as well as its strong operating performance, neutral business profile and appropriate enterprise risk management.<\/p>

\nThe negative outlooks reflect pressure on Qu\u00e1litas\u2019 balance sheet strength assessment, driven by considerable dividend payments that limit organic capital growth, and a rising trend in underwriting leverage.<\/p>

\nQu\u00e1litas\u2019 risk-adjusted capitalization, as measured by Best\u2019s Capital Adequacy Ratio (BCAR), improved to adequate from weak in 2025 despite the dividend payments, although there is still sensitivity to any capital outflows.<\/p>

\nQu\u00e1litas has established a strong distribution capability across Mexico through its network of local agents, financial institutions and service offices. This has enabled the company to maintain its leading market position in Mexico\u2019s auto insurance segment and achieve a market share of 34.2% as of March 2026 in a highly competitive market. Qu\u00e1litas differentiates from its competitors in the auto insurance sector through strong name-brand recognition and its ability to adjust pricing and fees successfully.<\/p>

\nWhile Qu\u00e1litas\u2019 policyholder surplus has increased over time due to its sound net results, the company\u2019s risk-adjusted capitalization is susceptible to variations driven by significant dividend payments. At the same time, the company\u2019s risk profile, in addition to the short tenor of its investments and a proper matching in currencies, affords Qu\u00e1litas financial flexibility to react in the best interest of its capital position.<\/p>

\nThe strong assessment of Qu\u00e1litas\u2019 operating performance is supported by its capacity to maintain premium sufficiency levels over the past six years. Qu\u00e1litas\u2019 claim management and market presence, in addition with controlled administrative expenses and underwriting, provide the company with the necessary tools to maintain a profitable profile.<\/p>

\nThis press release relates to Credit Ratings that have been published on AM Best\u2019s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best\u2019s <\/b>Recent Rating Activity<\/b><\/a> web page. For additional information regarding the use and limitations of Credit Rating opinions, please view <\/b>Guide to Best\u2019s Credit Ratings<\/b><\/a>. For information on the proper use of Best\u2019s Credit Ratings, Best\u2019s Performance Assessments, Best\u2019s Preliminary Credit Assessments and AM Best press releases, please view <\/b>Guide to Proper Use of Best\u2019s Ratings & Assessments<\/b><\/a>.<\/b><\/p>

\nAM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit <\/b>www.ambest.com<\/b><\/a>.<\/b><\/p>

\nCopyright \u00a9 2026 by A.M. Best Rating Services, Inc. and\/or its affiliates. ALL RIGHTS RESERVED.<\/b><\/p> Contacts<\/b>

\nDavid Barroso<\/b>Associate Financial Analyst<\/b>+52 55 1102 2720, ext. 135<\/b>david.barroso@ambest.com<\/a><\/p>

\nOlga Rubo, FRM, CPCU<\/b>Associate Director, Analytics<\/b>+52 55 1102 2720, ext. 134<\/b>olga.rubo@ambest.com<\/a><\/p>

\nChristopher Sharkey<\/b>Associate Director, Public Relations<\/b>+1 908 882 2310<\/b>christopher.sharkey@ambest.com<\/a><\/p>

\nAl Slavin<\/b>Senior Public Relations Specialist<\/b>+1 908 882 2318<\/b>al.slavin@ambest.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"

MEXICO CITY–(BUSINESS WIRE)–#insurance–AM Best has affirmed the Financial Strength Rating of B+ (Good), the Long-Term Issuer Credit Rating of \u201cbbb-\u201d (Good) and the Mexico National Scale Rating of \u201caa-.MX\u201d (Superior) of Qu\u00e1litas Compa\u00f1\u00eda de Seguros S…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-12909","post","type-post","status-publish","format-standard","hentry","category-infos-businesswire"],"_links":{"self":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/12909","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12909"}],"version-history":[{"count":1,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/12909\/revisions"}],"predecessor-version":[{"id":12910,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/12909\/revisions\/12910"}],"wp:attachment":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12909"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12909"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12909"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}