{"id":16603,"date":"2026-06-05T02:24:00","date_gmt":"2026-06-05T00:24:00","guid":{"rendered":"http:\/\/stocks-future.com\/?guid=91d2a2241b9ffbde4a850e3a616c72d3"},"modified":"2026-06-05T02:24:00","modified_gmt":"2026-06-05T00:24:00","slug":"am-best-revises-outlooks-to-positive-and-affirms-credit-ratings-of-seguros-gt-s-a","status":"publish","type":"post","link":"https:\/\/stocks-future.com\/?p=16603","title":{"rendered":"AM Best Revises Outlooks to Positive and Affirms Credit Ratings of Seguros G&T, S.A."},"content":{"rendered":"

MEXICO CITY--(BUSINESS WIRE)--#insurance<\/a>--AM Best <\/b>has revised the outlooks to positive from stable and affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of \u201ca-\u201d (Excellent) of Seguros G&T, S.A. (SG&T) (Guatemala).<\/p><\/a><\/a>

\nThese Credit Ratings (ratings) reflect SG&T\u2019s balance sheet strength, which AM Best assesses as strongest, as well as its adequate operating performance, neutral business profile and appropriate enterprise risk management.<\/p>

\nThe positive outlooks point to the technical capabilities of SG&T to maintain its profitable underwriting trend and continue growing its capital base.<\/p>

\nSG&T was established in 1947 and is the second-largest insurer in Guatemala, with a market share of 14%. The company\u2019s product portfolio is composed mainly of property\/casualty (66.2%), accident & health (22.4%) and life (7.2%), and 4.2% in surety as of December 2025. SG&T holds very competitive positions across most lines of business within Guatemala\u2019s insurance industry due to its permanence and brand recognition.<\/p>

\nSG&T is owned privately by GTC Investments, Ltd. (GTC), the non-operating holding company of the Grupo Financiero G&T Continental financial conglomerate.<\/p>

\nAM Best assesses SG&T\u2019s business profile as neutral, based on the company\u2019s top market position, brand recognition and experienced management. AM Best recognizes SG&T\u2019s technical capabilities to produce favorable results, uninterrupted during the past five years. The company\u2019s technical and managerial capabilities continue to support its strategy in its core segment while continuously looking to diversify into profitable lines.<\/p>

\nAM Best assesses SG&T\u2019s balance sheet strength at the strongest level, due to its capacity to protect its balance sheet, as reflected in AM Best\u2019s risk-adjusted capitalization assessment of strongest, as measured by Best\u2019s Capital Adequacy Ratio (BCAR). These factors are driven by sound capital management, including its comprehensive reinsurance program, conservative investment portfolio and appropriate asset liability management practices. The company reports consistently profitable results, which are reflected in its growing capital base.<\/p>

\nAM Best considers SG&T\u2019s operating performance as adequate, as technical results for year-end 2025 remained positive, backed by improvements in most of its business lines. The adequate assessment also considers the company\u2019s efforts to continue creating savings and efficiencies on the expense side while aiming to improve underwriting quality. AM Best will continue to monitor SG&T\u2019s operating performance, as the competitive environment in Guatemala\u2019s market continues to evolve.<\/p>

\nPositive rating actions could take place if the company\u2019s operating performance continues to trend positively while maintaining its current risk-adjusted capitalization level. Negative rating actions could take place if the company\u2019s risk-adjusted capitalization deteriorates due to significant erosion of its capital base, either for extensive dividend payments or substantial catastrophe events.<\/p>

\nThis press release relates to Credit Ratings that have been published on AM Best\u2019s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best\u2019s <\/b>Recent Rating Activity<\/b><\/a> web page. For additional information regarding the use and limitations of Credit Rating <\/b>opinions, please view <\/b>Guide to Best\u2019s Credit Ratings<\/b><\/a>. For information on the proper use of Best\u2019s Credit Ratings, Best\u2019s Performance Assessments, Best\u2019s Preliminary Credit Assessments and AM Best press releases, please view <\/b>Guide to Proper Use of Best\u2019s Ratings & Assessments<\/b><\/a>.<\/b><\/p>

\nAM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit <\/b>www.ambest.com<\/b><\/a>.<\/b><\/p>

\nCopyright \u00a9 2026 by A.M. Best Rating Services, Inc. and\/or its affiliates. ALL RIGHTS RESERVED.<\/b><\/p> Contacts<\/b>

\nInger Rodriguez, CPCU<\/b>Senior Financial Analyst<\/b>+52 55 1102 2720, ext. 108<\/b>inger.rodriguez@ambest.com<\/a><\/p>

\nAlfonso Novelo<\/b>Senior Director, Analytics<\/b>+52 55 1102 2720, ext. 107<\/b>alfonso.novelo@ambest.com<\/a><\/p>

\nChristopher Sharkey<\/b>Associate Director, Public Relations<\/b>+1 908 882 2310<\/b>christopher.sharkey@ambest.com<\/a><\/p>

\nAl Slavin<\/b>Senior Public Relations Specialist<\/b>+1 908 882 2318<\/b>al.slavin@ambest.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"

MEXICO CITY–(BUSINESS WIRE)–#insurance–AM Best has revised the outlooks to positive from stable and affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of \u201ca-\u201d (Excellent) of Seguros G&T, S.A. (SG&…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-16603","post","type-post","status-publish","format-standard","hentry","category-infos-businesswire"],"_links":{"self":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/16603","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16603"}],"version-history":[{"count":1,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/16603\/revisions"}],"predecessor-version":[{"id":16604,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/16603\/revisions\/16604"}],"wp:attachment":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16603"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16603"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}