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<\/a><\/a>\nIn a keynote presentation, Jack Forestell, Chief Product & Strategy Officer at Visa, outlined how two foundational shifts\u2014artificial intelligence and stablecoins\u2014are transforming both the front end and back end of money movement, and how Visa is enabling clients to participate.<\/p>
\n\u201cAI is transforming the front end of commerce. Stablecoins are reshaping the back end,\u201d said Forestell. \u201cVisa\u2019s role is to enable it to work securely, reliably and at global scale, for every participant in the ecosystem.\u201d<\/p>
\nPowering the Front End of Commerce\u2014and How It Gets Built\u2014with AI<\/b><\/p>
\nVisa detailed how AI is reshaping how transactions are initiated, authorized and trusted\u2014while also accelerating how new commerce experiences are designed, developed and delivered, particularly as AI agents increasingly act on behalf of consumers and businesses.<\/p>
\nVisa Intelligent Commerce, the company\u2019s platform for agentic commerce, provides the trust, controls and connectivity needed for AI agents to securely discover, initiate and complete transactions.<\/p>
\nTo support this shift, Visa is working across the ecosystem\u2014partnering with leading AI platforms, enabling new merchant capabilities and building infrastructure to ensure agent-initiated transactions are transparent and trusted, including:<\/p>
- \n
- \nAgent Score: Created with New Generation<\/a>, it allows merchants to evaluate their websites for agentic commerce readiness\u2014specifically, whether AI agents can navigate, understand and complete tasks on a merchant\u2019s website.<\/li>\n
- \nAgentic Directory: Merchants need to know which agents can be trusted to transact on their sites, and agents need confidence that they are interacting with legitimate merchants. The directory includes agents and merchants that Visa has verified as legitimate participants in agentic commerce.<\/li>\n
- \nOpenAI Partnership: a strategic collaboration with OpenAI to enable secure Visa payments within agentic commerce, enabling seamless and trusted payments across OpenAI. Through the partnership, Visa will provide its global network, credentialing capabilities and security infrastructure to support agentic commerce experiences, helping consumers and businesses interact and transact with confidence.<\/li>\n
- \nLarge Transaction Model: An AI model trained on billions of transactions to improve fraud detection while increasing authorization performance and reducing false declines\u2014a trade-off the industry has struggled with for years.<\/li>\n<\/ul>
\nVisa also demonstrated early development concepts from its Crypto Labs and developer teams. This included a Command Line Interface proof of concept that lets AI agents pay for digital services directly in the terminal using Visa\u2019s tokenized credentials.<\/p>
\n\u201cWe believe a growing share of creation and transactions will be led by developers using AI tools,\u201d said Forestell. \u201cWe are working with the industry to make cards the best way to pay in the Command Line.\u201d<\/p>
\nEnhancing Tokens for AI-Driven Commerce<\/b><\/p>
\nVisa announced significant enhancements to its tokens, focused on bringing more data, context and assurance into the credentials used in digital commerce.<\/p>
\nToday, tokens already carry a highly secure data set purpose-built for digital payments. As commerce extends to new channels and agents, Visa is enriching the data to provide more details on the transaction type, where the token is being used and who is making the payment.<\/p>
\nA second key advancement is a token assurance signal. <\/b>Token use is evaluated throughout its lifecycle\u2014based on provisioning and behavioral history\u2014to generate a signal of trust behind each transaction.<\/p>
\nThese enhancements provide issuers with stronger signals for authorization decisions, helping reduce false declines for merchants while minimizing friction for consumers.<\/p>
\nDesigned for AI-driven commerce, these developments embed identity, permissions and behavioral signals more deeply into credentials\u2014allowing trust to travel with the transaction across devices, channels and use cases, including those initiated autonomously by AI agents.<\/p>
\nModernizing the Back End of Money Movement with Stablecoins<\/b><\/p>
\nVisa also shared progress in modernizing settlement and value transfer through stablecoins and blockchain-based infrastructure.<\/p>
- \n
- \nTokenized Deposits: Visa announced it will build the technology layer that can allow banks to turn traditional deposits into programmable, always-on digital money. This gives banks a way to match the speed and flexibility of stablecoins while keeping funds on balance sheet.<\/li>\n
- \nStablecoin Settlement:<\/b> Visa is expanding stablecoin settlement pilots across multiple regions, blockchains and currencies. Building on its first stablecoin settlement pilots in early 2025, Visa has moved billions of dollars in stablecoins across VisaNet, with an annualized run rate of approximately $7 billion as of March 2026. With issuing banks already settling seven days a week onchain with Visa, Visa is also working to extend seven-day settlement to include acquirers, increasing flexibility and frequency across the entire ecosystem.<\/li>\n
- \nStablecoin-Linked Cards:<\/b> Visa continues to expand stablecoin-linked card programs, enabling consumers and businesses to spend stablecoin balances anywhere Visa is accepted. With more than 160 programs live or in development globally, adoption is expected to accelerate.<\/li>\n<\/ul>
\nHelping Clients Modernize Without Disruption<\/b><\/p>
\nAcross these innovations, Visa emphasized a consistent theme from clients: modernization is essential, but full system replacement is not practical. Visa is addressing this with modular, cloud-native capabilities that integrate with existing infrastructure and enable banks, fintechs, acquirers and merchants to modernize at their own pace.<\/p>
- \n
- \nFor issuers, the Pismo core banking platform enables flexible, real-time banking and processing capabilities with a phased path away from traditional systems.<\/li>\n
- \nFor acquirers and merchants, Unified Checkout provides a consistent way to accept both card and non-card payments through a single orchestration layer\u2014supporting evolving commerce models, including AI-driven transactions. Visa Intelligent Authorization uses real-time network signals and advanced models to help acquirers and their merchants optimize authorization approvals and capture incremental spend that might otherwise be declined.<\/li>\n<\/ul>
\nLeading the Evolution of Commerce<\/b><\/p>
\nTaken together, the announcements at Visa Payments Forum reflect a clear vision: Visa is becoming the platform that connects AI, programmable money, modern infrastructure and global trust so clients can win now and be ready for what\u2019s next.<\/p>
\n\u201cHistory is filled with innovations that never reached scale,\u201d said Forestell. \u201cWhat determines success is trust, security and global reach. That\u2019s what Visa brings to every new era of commerce \u2013 and what we\u2019re building for the future.\u201d<\/p>
\nAbout Visa<\/b><\/p>
\nVisa (NYSE: V) is a world leader in digital payments, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. We believe that economies that include everyone everywhere, uplift everyone everywhere and see access as foundational to the future of money movement. Learn more at Visa.com<\/a>.<\/p>
\nMedia Contacts\n
New Agent Scoring, Agentic Registry and Large Transaction Model capabilities, stablecoin settlement and token enhancements support the next gen of digital commerceSAN FRANCISCO–(BUSINESS WIRE)–At Visa Payments Forum 2026, Visa (NYSE: V) today announ…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-19170","post","type-post","status-publish","format-standard","hentry","category-infos-businesswire"],"_links":{"self":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/19170","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19170"}],"version-history":[{"count":1,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/19170\/revisions"}],"predecessor-version":[{"id":19171,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/19170\/revisions\/19171"}],"wp:attachment":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
- \nStablecoin-Linked Cards:<\/b> Visa continues to expand stablecoin-linked card programs, enabling consumers and businesses to spend stablecoin balances anywhere Visa is accepted. With more than 160 programs live or in development globally, adoption is expected to accelerate.<\/li>\n<\/ul>