{"id":1978,"date":"2026-05-07T04:50:00","date_gmt":"2026-05-07T02:50:00","guid":{"rendered":"http:\/\/stocks-future.com\/?guid=eca31996dd1ffa427539f2cffae4c8c4"},"modified":"2026-05-07T04:50:00","modified_gmt":"2026-05-07T02:50:00","slug":"am-best-affirms-credit-ratings-of-guardian-holdings-limited-and-its-subsidiaries","status":"publish","type":"post","link":"https:\/\/stocks-future.com\/?p=1978","title":{"rendered":"AM Best Affirms Credit Ratings of Guardian Holdings Limited and Its Subsidiaries"},"content":{"rendered":"

OLDWICK, N.J.--(BUSINESS WIRE)--#insurance<\/a>--AM Best<\/b> has affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of \u201ca-\u201d (Excellent) of Guardian Life of the Caribbean Limited (GLOC) and Guardian General Insurance Limited (GGIL) (Newtown, Trinidad and Tobago). Concurrently, AM Best has affirmed the Long-Term ICR of \u201cbbb-\u201d (Good) of Guardian Holdings Limited (GHL), a publicly traded holding company and the parent of GLOC and GGIL. All companies are domiciled in Westmoorings, Trinidad and Tobago, unless otherwise specified. The outlook of these Credit Ratings (ratings) is stable.<\/p><\/a><\/a>

\nThe ratings reflect GHL\u2019s balance sheet strength, which AM Best assesses as very strong, as well as its strong operating performance, neutral business profile and appropriate enterprise risk management.<\/p>

\nThe steady, diversified profitability and positive cash flows from GLOC and GGIL, which are GHL\u2019s core life and property\/casualty insurance subsidiaries, as well contributions from its non-rated life and property\/casualty operations in the Dutch Caribbean and Jamaica, drive GHL\u2019s capital growth, enhancing GHL\u2019s overall balance sheet strength and debt servicing capabilities. GHL\u2019s parent, NCB Financial Group Limited, and its wholly owned subsidiary, NCB Global Holdings Limited, own a majority of the outstanding shares in GHL.<\/p>

\nThe ratings of GLOC acknowledge its strategic position within GHL, strong competitive position in the Trinidad and Tobago markets, consistently positive operating performance, its strongest level of risk-adjusted capitalization, as measured by Best\u2019s Capital Adequacy Ratio (BCAR), and diversified business profile.<\/p>

\nThe ratings of GGIL acknowledge its leading regional market presence, long-term favorable operating performance and its strategic position within GHL. Partially offsetting these positive rating factors are the challenging general insurance market conditions throughout the Caribbean, the volatile energy sector and GGIL\u2019s exposure to weather-related catastrophe events, which GGIL mitigates with its well-managed reinsurance program.<\/p>

\nThe stable outlooks reflect AM Best\u2019s expectation that GHL\u2019s balance sheet strength assessment will remain at the very strong level, supported by the strongest level of risk-adjusted capital, as measured by BCAR, and by the companies maintaining a strong level of operating performance over the intermediate term, as well as continued stabilizing economic conditions in Jamaica and Trinidad and Tobago. AM Best will continue to monitor the economic conditions in the Caribbean region and take appropriate rating actions as conditions warrant.<\/p>

\nThis press release relates to Credit Ratings that have been published on AM Best\u2019s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best\u2019s <\/b>Recent Rating Activity<\/b><\/a> web page. For additional information regarding the use and limitations of Credit Rating opinions, please view <\/b>Guide to Best's Credit Ratings<\/b><\/a>. For information on the proper use of Best\u2019s Credit Ratings, Best\u2019s Performance Assessments, Best\u2019s Preliminary Credit Assessments and AM Best press releases, please view <\/b>Guide to Proper Use of Best\u2019s Ratings & Assessments<\/b><\/a>.<\/b><\/p>

\nAM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For <\/b>more information, visit <\/b>www.ambest.com<\/b><\/a>.<\/b><\/p>

\nCopyright \u00a9 2026 by A.M. Best Rating Services, Inc. and\/or its affiliates. ALL RIGHTS RESERVED.<\/b><\/p> Contacts<\/b>

\nStephen Vincent<\/b>Associate Director<\/b>+1 908 882 1705<\/b>stephen.vincent@ambest.com<\/a><\/p>

\nErik Miller<\/b>Director<\/b>+1 908 882 2120<\/b>erik.miller@ambest.com<\/a><\/p>

\nChristopher Sharkey<\/b>Associate Director, Public Relations<\/b>+1 908 882 2310<\/b>christopher.sharkey@ambest.com<\/a><\/p>

\nAl Slavin<\/b>Senior Public Relations Specialist<\/b>+1 908 882 2318<\/b>al.slavin@ambest.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"

OLDWICK, N.J.–(BUSINESS WIRE)–#insurance–AM Best has affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of \u201ca-\u201d (Excellent) of Guardian Life of the Caribbean Limited (GLOC) and Guardian G…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1978","post","type-post","status-publish","format-standard","hentry","category-infos-businesswire"],"_links":{"self":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/1978","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1978"}],"version-history":[{"count":1,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/1978\/revisions"}],"predecessor-version":[{"id":1979,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/1978\/revisions\/1979"}],"wp:attachment":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1978"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1978"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1978"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}