{"id":21830,"date":"2026-06-16T19:38:00","date_gmt":"2026-06-16T17:38:00","guid":{"rendered":"http:\/\/stocks-future.com\/?guid=a0713cb1c4d729d63e4a5907b494ec2a"},"modified":"2026-06-16T19:38:00","modified_gmt":"2026-06-16T17:38:00","slug":"bests-special-report-u-s-life-annuity-industry-sees-bottom-line-growth-despite-18-decline-in-total-income-in-first-quarter-2026","status":"publish","type":"post","link":"https:\/\/stocks-future.com\/?p=21830","title":{"rendered":"Best\u2019s Special Report: U.S. Life\/Annuity Industry Sees Bottom-Line Growth Despite 18% Decline in Total Income in First-Quarter 2026"},"content":{"rendered":"<p>OLDWICK, N.J.--(BUSINESS WIRE)--<a href=\"https:\/\/twitter.com\/hashtag\/insurance?src=hash\" >#insurance<\/a>--The U.S. life\/annuity industry saw its total income decrease 18% in the first three months of 2026 from the prior-year period as premiums and annuity considerations fell by $36 billion, according to preliminary financial results. This financial review is detailed in a new <b>AM Best<\/b> report, \u201c<!-- no quote -->First Look: Three-Month 2026 US Life\/Annuity Financial Results,\u201d and the data is derived from companies\u2019 three-month interim statutory statements that were received as of June 9, representing an estimated 94% of total industry premiums and annuity considerations.<\/p><br\/><a href=\"https:\/\/mms.businesswire.com\/media\/20260616189661\/en\/828829\/5\/AM_Best_Logo.jpg\"><img src=\"https:\/\/mms.businesswire.com\/media\/20260616189661\/en\/828829\/22\/AM_Best_Logo.jpg\" \/><\/a><br\/><a href=\"https:\/\/mms.businesswire.com\/media\/20260616189661\/en\/828829\/5\/AM_Best_Logo.jpg\"><img src=\"https:\/\/mms.businesswire.com\/media\/20260616189661\/en\/828829\/21\/AM_Best_Logo.jpg\" \/><\/a><p>\nAccording to the <i>Best\u2019s Special Report<\/i>, the drop in premiums and annuity considerations was predominantly due to a $24.2 billion reduction at Voya Retirement Insurance &amp; Annuity Co. Other income also declined by 67%, driven by a $20.6 billion reduction of reserve adjustments on reinsurance ceded at American United Life Insurance Company. Total expenses for the industry decreased 19%; the resulting pretax net operating gain of $15.9 billion was nearly 10% over the prior-year period. A 33.6% reduction in taxes was offset by a slight increase in realized capital losses, resulting in net income of $12.8 billion, up 16% from the same period in 2025.<\/p><p>\nTo access the full copy of this special report, please visit <a  href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fwww3.ambest.com%2Fbestweek%2Fpurchase.asp%3Frecord_code%3D365695&amp;esheet=54555060&amp;newsitemid=20260616189661&amp;lan=en-US&amp;anchor=http%3A%2F%2Fwww3.ambest.com%2Fbestweek%2Fpurchase.asp%3Frecord_code%3D365695&amp;index=1&amp;md5=221617f9d9ea1eaf58ea2c7205db0a3d\" rel=\"nofollow\" shape=\"rect\">http:\/\/www3.ambest.com\/bestweek\/purchase.asp?record_code=365695<\/a>.<\/p><p>\n<b>AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City.<\/b><\/p><p>\n<b>For more information, visit <a  href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=http%3A%2F%2Fwww.ambest.com%2F&amp;esheet=54555060&amp;newsitemid=20260616189661&amp;lan=en-US&amp;anchor=www.ambest.com&amp;index=2&amp;md5=384fa5b25036ab4fdbdc9c05b8108164\" rel=\"nofollow\" shape=\"rect\">www.ambest.com<\/a>.<\/b><\/p><p class=\"bwalignc\">\n<b>Copyright \u00a9 2026 by A.M. Best Rating Services, Inc. and\/or its affiliates. ALL RIGHTS RESERVED.<\/b><\/p><br\/> <b>Contacts<\/b> <br\/><p>\n<b>Matthew Coppola<\/b><br\/><b>Director, Data Management<\/b><br\/><b>+1 908 882 1707<\/b><br\/><a  href=\"mailto:matthew.coppola@ambest.com\" rel=\"nofollow\" shape=\"rect\">matthew.coppola@ambest.com<\/a><\/p><p>\n<b>Christopher Sharkey<\/b><br\/><b>Associate Director, Public Relations<\/b><br\/><b>+1 908 882 2310<\/b><br\/><a  href=\"mailto:christopher.sharkey@ambest.com\" rel=\"nofollow\" shape=\"rect\">christopher.sharkey@ambest.com<\/a><\/p><p>\n<b>Al Slavin\n<br\/><\/b><b>Senior Public Relations Specialist<\/b><br\/><b>+1 908 882 2318<\/b><br\/><a  href=\"mailto:al.slavin@ambest.com\" rel=\"nofollow\" shape=\"rect\">al.slavin@ambest.com<\/a><\/p><p>\n\u00a0<\/p>","protected":false},"excerpt":{"rendered":"<p>OLDWICK, N.J.&#8211;(BUSINESS WIRE)&#8211;#insurance&#8211;The U.S. life\/annuity industry saw its total income decrease 18% in the first three months of 2026 from the prior-year period as premiums and annuity considerations fell by $36 billion, according to prelimina&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-21830","post","type-post","status-publish","format-standard","hentry","category-infos-businesswire"],"_links":{"self":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/21830","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=21830"}],"version-history":[{"count":1,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/21830\/revisions"}],"predecessor-version":[{"id":21831,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/21830\/revisions\/21831"}],"wp:attachment":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=21830"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=21830"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=21830"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}