{"id":23413,"date":"2026-06-18T23:13:00","date_gmt":"2026-06-18T21:13:00","guid":{"rendered":"http:\/\/stocks-future.com\/?guid=fb3644dbe9b32a5c15a35fcf565084fe"},"modified":"2026-06-18T23:13:00","modified_gmt":"2026-06-18T21:13:00","slug":"am-best-affirms-credit-ratings-of-erika-forsakringsaktiebolag-publ","status":"publish","type":"post","link":"https:\/\/stocks-future.com\/?p=23413","title":{"rendered":"AM Best Affirms Credit Ratings of ERIKA F\u00f6rs\u00e4kringsaktiebolag (publ)"},"content":{"rendered":"

AMSTERDAM--(BUSINESS WIRE)--AM Best<\/b> has affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of \u201ca-\u201d (Excellent) of ERIKA F\u00f6rs\u00e4kringsaktiebolag (publ) (Erika) (Sweden). The outlook of these Credit Ratings (ratings) is stable.<\/p><\/a><\/a>

The ratings reflect Erika\u2019s balance sheet strength, which AM Best assesses as very strong, as well as its strong operating performance, limited business profile and appropriate enterprise risk management.<\/p>

Erika\u2019s strongest level of risk-adjusted capitalisation, as measured by Best\u2019s Capital Adequacy Ratio (BCAR), along with its conservative and liquid investment portfolio and prudent reserving, collectively contribute to an overall balance sheet strength assessment of very strong by AM Best.<\/p>

The company has a track record of strong operating performance, evidenced by a five year (2021-2025) weighted average return-on-equity ratio of 13.0%. Erika\u2019s results have been underpinned by robust and stable underwriting margins, with the company recording a technical surplus in each year since 2006.<\/p>

Erika is the primary provider of travel insurance to people travelling worldwide on the various international education programmes offered by Education First (EF). All business is sourced solely from EF tour operators, which limits Erika\u2019s control over distribution and growth. Erika\u2019s limited business profile assessment also reflects its relatively small portfolio, concentrated within one line of business. However, the risks associated with this concentration are mitigated partially by the company\u2019s geographic diversification and relatively low product risk.<\/p>

This press release relates to Credit Ratings that have been published on AM Best\u2019s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best\u2019s <\/b>Recent Rating Activity<\/b><\/a> web page. For additional information regarding the use and limitations of Credit Rating opinions, please view <\/b>Guide to Best\u2019s Credit Ratings<\/b><\/a>. For information on the proper use of Best\u2019s Credit Ratings, Best\u2019s Performance Assessments, Best\u2019s Preliminary Credit Assessments and AM Best press releases, please view <\/b>Guide to Proper Use of Best\u2019s Ratings & Assessments<\/b><\/a>.<\/b><\/p>

AM Best is a global credit rating agency, news publisher and data analytics provider specialising in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit <\/b>www.ambest.com<\/b><\/a>.<\/b><\/p>

Copyright \u00a9 2026 by A.M. Best Rating Services, Inc. and\/or its affiliates. ALL RIGHTS RESERVED.<\/b><\/p> Contacts<\/b>

Ke Yang<\/b>Senior Financial Analyst<\/b>+31 20 808 2276<\/b>ke.yang@ambest.com<\/a><\/p>

Dr. Mathilde Jakobsen<\/b>Senior Director, Analytics<\/b>+31 20 808 3118<\/b>mathilde.jakobsen@ambest.com<\/a><\/p>

Christopher Sharkey<\/b>Associate Director, Public Relations<\/b>+1 908 882 2310<\/b>christopher.sharkey@ambest.com<\/a><\/p>

Al Slavin<\/b>Senior Public Relations Specialist<\/b>+1 908 882 2318<\/b>al.slavin@ambest.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"

AMSTERDAM–(BUSINESS WIRE)–AM Best has affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of \u201ca-\u201d (Excellent) of ERIKA F\u00f6rs\u00e4kringsaktiebolag (publ) (Erika) (Sweden). The outlook of these Credit Ratings (rat…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-23413","post","type-post","status-publish","format-standard","hentry","category-infos-businesswire"],"_links":{"self":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/23413","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23413"}],"version-history":[{"count":1,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/23413\/revisions"}],"predecessor-version":[{"id":23414,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/23413\/revisions\/23414"}],"wp:attachment":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23413"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23413"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23413"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}