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<\/a><\/a>\nAs payments become faster and more embedded into software, the risk of fraud increases in both speed and sophistication. Teams need infrastructure that can monitor transactions in real time, adapt to evolving threats, and support compliance requirements without introducing friction into the payment experience.<\/p>
\nModern Treasury\u2019s platform already includes built-in compliance controls, payment rail connectivity, U.S. account infrastructure, and ledgering to support the full lifecycle of money movement. With Sardine, customers gain an additional layer of real-time transaction monitoring and fraud detection, strengthening their risk and compliance workflows.<\/p>
\nWhat This Means For Developers<\/b><\/p>
\nThe combined solution enables teams to:<\/p>
- \n
- \nMonitor transactions in real time across stablecoins, ACH, Wire, RTP, FedNow, and Push-to-Card<\/li>\n
- \nScreen wallets and automate risk checks as part of stablecoin orchestration workflows<\/li>\n
- \nReduce manual reviews while maintaining strong controls<\/li>\n
- \nMaintain a consistent, auditable ledger across payments<\/li>\n
- \nScale confidently via one API that handles the full payment lifecycle<\/li>\n<\/ul>
\nBy combining Modern Treasury\u2019s payment service provider with Sardine\u2019s transaction monitoring capabilities, businesses can build systems that scale securely as payment volume and complexity grow.<\/p>
\n\u201cPayments are evolving quickly, and fraud is evolving even faster,\u201d said Soups Ranjan, Co-Founder and CEO of Sardine. \u201cBy bringing real-time transaction monitoring into Modern Treasury\u2019s robust payments platform, we\u2019re able to help customers stay ahead of threats while delivering seamless payment experiences.\u201d<\/p>
\nThrough this partnership, Modern Treasury customers can leverage built-in real-time fraud monitoring without needing additional integrations.<\/p>
\n\u201cMoving money in real time requires real-time risk infrastructure,\u201d said Matt Marcus, Co-Founder and CEO of Modern Treasury. \u201cSardine\u2019s transaction monitoring capabilities allow us to extend our platform with more advanced fraud detection and compliance tooling, so our customers can move quickly without compromising on security.\u201d<\/p>
\nExplore Modern Treasury\u2019s Payments API for end-to-end money movement at moderntreasury.com\/products\/payments<\/a>.<\/p>
\nAbout Modern Treasury<\/b><\/p>
\nModern Treasury provides the most trusted infrastructure for global money movement. Trusted by leading enterprises and financial institutions, the platform helps businesses launch and scale payment experiences in days, not months, with best-in-class developer tools and a single API for both fiat and stablecoin transactions. With built-in compliance, ledgering, and reporting, Modern Treasury enables instant, reliable, and scalable money movement for companies of all sizes.<\/p>
\nBacked by leading investors including Benchmark, Altimeter, and Salesforce Ventures, Modern Treasury has powered over $400 billion in payments for hundreds of organizations.<\/p>
\nLearn more about Modern Treasury at www.moderntreasury.com<\/a>.<\/p>
\nAbout Sardine<\/b><\/p>
\nSardine is the leading agentic risk platform for fighting financial crime. Our integrated solution unifies data across risk teams to help organizations stop fraud in real time, prevent AI-driven attacks, and automate fraud and AML operations. Sardine\u2019s platform is strengthened by one of the fastest-growing fraud consortiums in the market, spanning more than 6 billion profiled devices, 800 million consumers, and 3 million businesses worldwide. Leading companies including FIS, GoDaddy, Intuit, Edward Jones, ZoomInfo, and Checkout.com rely on Sardine to secure and grow trust in their products. Learn more at sardine.ai<\/a><\/p>