{"id":38234,"date":"2026-07-16T20:30:00","date_gmt":"2026-07-16T18:30:00","guid":{"rendered":"http:\/\/stocks-future.com\/?guid=f9bb32a36094b2a32ce8b618881157ee"},"modified":"2026-07-16T20:30:00","modified_gmt":"2026-07-16T18:30:00","slug":"am-best-affirms-credit-ratings-of-atradius-seguros-de-credito-s-a","status":"publish","type":"post","link":"https:\/\/stocks-future.com\/?p=38234","title":{"rendered":"AM Best Affirms Credit Ratings of Atradius Seguros de Cr\u00e9dito, S.A."},"content":{"rendered":"

MEXICO CITY--(BUSINESS WIRE)--#insurance<\/a>--AM Best <\/b>has affirmed the Financial Strength Rating of A (Excellent), the Long-Term Issuer Credit Rating of \u201ca+\u201d (Excellent) and the Mexico National Scale Rating of \u201caaa.MX\u201d (Exceptional) of Atradius Seguros de Cr\u00e9dito, S.A. (Atradius M\u00e9xico) (Mexico City, Mexico). The outlook of these Credit Ratings (ratings) is stable.<\/p><\/a><\/a>

\nThe ratings reflect Atradius M\u00e9xico\u2019s balance sheet strength, which AM Best assesses as very strong, as well as its strong operating performance, favorable business profile and appropriate enterprise risk management (ERM).<\/p>

\nThe ratings also reflect Atradius M\u00e9xico\u2019s strategic importance to the overall Atradius group, given its leading position within Mexico\u2019s credit insurance segment, its importance as a gateway to Latin America\u2019s insurance markets, good financial flexibility derived from its strong capitalization, supportive reinsurance provided by the group and its seasoned management team. These positive rating factors are offset partially by the intrinsic volatility in the credit insurance market.<\/p>

\nAtradius M\u00e9xico benefits from its integration within the Atradius group, which allows it to leverage operations on the same practices and procedures, reinsurance, draft facilities and underwriting selection. In addition, its ERM practices show a high level of integration to its immediate parent, Atradius N.V.<\/p>

\nAtradius M\u00e9xico offers credit insurance in its domestic market and was ranked as Mexico\u2019s largest credit insurer in 2025, holding 30% of the market share.<\/p>

\nAtradius M\u00e9xico\u2019s operating performance was strong in 2025 due to the company\u2019s sound underwriting and expense control practices that enabled it to face challenging market conditions. These factors are reflected in the company\u2019s combined ratio of 89% and a return on equity of 7% for 2025. AM Best expects Atradius M\u00e9xico to sustain its profitability going forward as it relies on its solid operating practices and consistent financial product.<\/p>

\nAM Best considers Atradius M\u00e9xico\u2019s risk-adjusted capitalization to be at the strongest level, as measured by Best\u2019s Capital Adequacy Ratio (BCAR). The company maintains significant financial flexibility as its investment portfolio is concentrated in short-term fixed-income instruments, with a portion designed to match currencies in U.S. dollars. The Atradius group further demonstrates its support to Atradius M\u00e9xico through a reinsurance program placed with Atradius Cr\u00e9dito y Cauci\u00f3n, S.A. de Seguros y Reaseguros, a group entity merged with Atradius Reinsurance Designated Activity Company, Atradius M\u00e9xico\u2019s previous reinsurer.<\/p>

\nIf there are negative rating actions on the Atradius group due to a sustained decline in operating performance or material deterioration in Atradius N.V.\u2019s consolidated risk-adjusted capitalization, rating actions on Atradius M\u00e9xico\u2019s ratings would mirror those of the group. Additionally, negative rating actions may rise as a result from a decline in the key rating fundamentals of Atradius N.V.\u2019s parent company, Grupo Catalana Occidente S.A. Likewise, if there are positive rating actions taken on the main operating subsidiaries of Atradius N.V., as a result of an improvement in the key rating fundamentals of Atradius N.V.\u2019s parent company, Grupo Catalana Occidente S.A., Atradius M\u00e9xico\u2019s ratings likely would move in tandem.<\/p>

\nA change in AM Best\u2019s perception regarding the actual or perceived level of strategic importance of Atradius M\u00e9xico to the Atradius group of companies also could impact the company\u2019s ratings.<\/p>

\nThis press release relates to Credit Ratings that have been published on AM Best\u2019s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best\u2019s <\/b>Recent Rating Activity<\/b><\/a> web page. For additional information regarding the use and limitations of Credit Rating opinions, please view <\/b>Guide to Best\u2019s Credit Ratings<\/b><\/a>. For information on the proper use of Best\u2019s Credit Ratings, Best\u2019s Performance Assessments, Best\u2019s Preliminary Credit Assessments and AM Best press releases, please view <\/b>Guide to Proper Use of Best\u2019s Ratings & Assessments<\/b><\/a>.<\/b><\/p>

\nAM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit <\/b>www.ambest.com<\/b><\/a>.<\/b><\/p>

\nCopyright \u00a9 2026 by A.M. Best Rating Services, Inc. and\/or its affiliates. ALL RIGHTS RESERVED.<\/b><\/p> Contacts<\/b>

\nDavid Barroso<\/b>Associate Financial Analyst<\/b>+52 55 1102 2720, ext. 135<\/b>david.barroso@ambest.com<\/a>\nSalvador Smith, CQF<\/b>Associate Director, Analytics<\/b>+52 55 1102 2720, ext. 109<\/b>salvador.smith@ambest.com<\/a>\nChristopher Sharkey<\/b>Associate Director, Public Relations<\/b>+1 908 882 2310<\/b>christopher.sharkey@ambest.com<\/a>\nAl Slavin<\/b>Senior Public Relations Specialist<\/b>+1 908 882 2318<\/b>al.slavin@ambest.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"

MEXICO CITY–(BUSINESS WIRE)–#insurance–AM Best has affirmed the Financial Strength Rating of A (Excellent), the Long-Term Issuer Credit Rating of \u201ca+\u201d (Excellent) and the Mexico National Scale Rating of \u201caaa.MX\u201d (Exceptional) of Atradius Seguros de …<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-38234","post","type-post","status-publish","format-standard","hentry","category-infos-businesswire"],"_links":{"self":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/38234","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=38234"}],"version-history":[{"count":1,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/38234\/revisions"}],"predecessor-version":[{"id":38235,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/38234\/revisions\/38235"}],"wp:attachment":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=38234"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=38234"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=38234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}