{"id":41856,"date":"2026-07-22T16:30:00","date_gmt":"2026-07-22T14:30:00","guid":{"rendered":"http:\/\/stocks-future.com\/?guid=70c3583d1da01dddcd659b392366c02e"},"modified":"2026-07-22T16:30:00","modified_gmt":"2026-07-22T14:30:00","slug":"city-holding-company-announces-quarterly-results","status":"publish","type":"post","link":"https:\/\/stocks-future.com\/?p=41856","title":{"rendered":"City Holding Company Announces Quarterly Results"},"content":{"rendered":"

CHARLESTON, W.Va.--(BUSINESS WIRE)--City Holding Company (\u201cCompany\u201d or \u201cCity\u201d) (NASDAQ:CHCO), a $6.8 billion bank holding company headquartered in Charleston, West Virginia, today announced net income of $33.3 million and diluted earnings of $2.35 per share for the quarter ended June 30, 2026. For the quarter ended June 30, 2026, the Company achieved a return on assets of 1.98% and a return on tangible equity of 20.7%.<\/p><\/a><\/a>

\nNet Interest Income<\/i><\/b><\/p>

\nThe Company\u2019s net interest income increased approximately $1.2 million, or 1.9%, from $59.6 million during the first quarter of 2026 to $60.8 million during the second quarter of 2026. The Company\u2019s tax equivalent net interest income increased approximately $1.1 million, or 1.9%, from $59.9 million for the first quarter of 2026 to $61.0 million for the second quarter of 2026. This increase was primarily due to an increase in the yield on loans (2 basis points) and an increase in the average balances of deposits in depository institutions ($78.1 million) which increased net interest income by $0.9 million and $0.7 million, respectively. These increases were partially offset by an increase in the average balances of interest-bearing liabilities ($53.7 million) which decreased net interest income by $0.3 million. The Company\u2019s reported net interest margin remained at 3.97% for both the first quarter of 2026 and for the second quarter of 2026.<\/p>

\nCredit Quality<\/i><\/b><\/p>

\nThe Company\u2019s ratio of nonperforming assets to total loans and other real estate owned decreased from 0.27%, or $12.2 million, at March 31, 2026 to 0.24%, or $10.6 million, at June 30, 2026. Total past due loans increased modestly from $8.5 million, or 0.19% of total loans outstanding, at March 31, 2026, to $8.6 million, or 0.19% of total loans outstanding, at June 30, 2026.<\/p>

\nAs a result of the Company\u2019s quarterly analysis of the adequacy of the allowance for credit losses, the Company recorded a provision for credit losses of $0.4 million in the second quarter of 2026, compared to a recovery of credit losses of $1.9 million for the comparable period in 2025, and a provision for credit losses of $0.6 million for the first quarter of 2026. The provision for credit losses in the second quarter of 2026 was primarily related to the downgrade of a commercial real estate loan and a marginal increase in the historical loss rate for commercial and industrial loans during the quarter ended June 30, 2026, which were partially offset by net recoveries of $0.2 million during the quarter ended June 30, 2026.<\/p>

\nNon-interest Income<\/i><\/b><\/p>

\nNon-interest income increased $1.2 million from $19.5 million in the second quarter of 2025 to $20.8 million in the second quarter of 2026. During the second quarter of 2026, the Company reported $0.1 million of unrealized fair value gains on the Company\u2019s equity securities as compared to $0.2 million of realized investment gains and $0.3 million of unrealized fair value losses on the Company\u2019s equity securities during the second quarter of 2025.<\/p>

\nExclusive of these items, non-interest income increased $1.1 million, or 5.4%, from $19.6 million for the second quarter of 2025 to $20.7 million for the second quarter of 2026. This increase was due to an increase of $0.4 million, or 14.4%, in wealth and investment management fee income, an increase of $0.4 million, or 5.2%, in service charges, and a $0.3 million, or 4.4%, increase in bankcard revenue.<\/p>

\nNon-interest Expenses<\/i><\/b><\/p>

\nNon-interest expenses increased $0.6 million, or 1.5%, from $39.2 million in the second quarter of 2025 to $39.8 million in the second quarter of 2026. This increase was largely due to an increase in salaries and employee benefit expenses ($0.5 million) and equipment and software related expenses ($0.2 million).<\/p>

\nBalance Sheet Trends<\/i><\/b><\/p>

\nLoans increased $10.2 million (0.2%) from March 31, 2026 to $4.50 billion at June 30, 2026. Commercial and industrial loans increased $12.5 million (2.8%) and home equity loans increased $6.3 million (2.8%) during the quarter ended June 30, 2026. These increases were partially offset by decreases in residential real estate loans of $6.9 million and consumer loans of $3.1 million.<\/p>

\nPeriod-end deposit balances declined $3.5 million from March 31, 2026, to June 30, 2026. Total average depository balances increased $59.5 million (1.1%) from the quarter ended March 31, 2026 to the quarter ended June 30, 2026 to $5.33 billion. Average noninterest-bearing demand balances increased $30.3 million and average balances of savings deposits balances increased $28.9 million.<\/p>

\nIncome Tax Expense<\/i><\/b><\/p>

\nThe Company\u2019s effective income tax rate for the second quarter of 2026 was 19.4%, compared to 19.2% for the year ended December 31, 2025, and 18.9% for the quarter ended June 30, 2025.<\/p>

\nCapitalization and Liquidity<\/i><\/b><\/p>

\nThe Company\u2019s loan to deposit ratio was 84.3% and the loan to asset ratio was 66.5% at June 30, 2026. The Company maintained investment securities totaling 22.2% of assets as of the same date. The Company\u2019s deposit mix is weighted heavily toward checking and savings accounts, which fund 59.5% of assets at June 30, 2026. Time deposits funded 19.3% of assets at June 30, 2026, with only 14.9% of time deposits having balances of more than $250,000, reflecting the core retail orientation of the Company.<\/p>

\nCity Holding Company is the parent company of City National Bank of West Virginia (\u201cCity National\u201d). City National has borrowing facilities with the Federal Reserve Bank and the Federal Home Loan Bank that can be accessed as necessary to fund operations and to provide contingency funding. These borrowing facilities are collateralized by various loans held on City National\u2019s balance sheet. As of June 30, 2026, City National had the capacity to borrow an additional $1.8 billion from these existing borrowing facilities. In addition, approximately $715 million of City National\u2019s investment securities were pledged to collateralize customer repurchase agreements and various deposit accounts, leaving approximately $791 million of City National\u2019s investment securities unpledged at June 30, 2026.<\/p>

\nThe Company continues to be strongly capitalized with tangible equity of $652 million at June 30, 2026. The Company\u2019s tangible equity ratio remained at 9.9% at both December 31, 2025 and June 30, 2026. At June 30, 2026, City National\u2019s Leverage Ratio was 9.7%, its Common Equity Tier I ratio was 15.0%, its Tier I Capital ratio was 15.0%, and its Total Risk-Based Capital ratio was 15.5%. These regulatory capital ratios are significantly above levels required to be considered \u201cwell capitalized,\u201d which is the highest possible regulatory designation.<\/p>

\nOn May 27, 2026, the Board of Directors of the Company approved a quarterly cash dividend of $0.87 per share, payable July 31, 2026, to shareholders of record as of July 15, 2026. During the quarter ended June 30, 2026, the Company repurchased 59,156 common shares at a weighted average price of $122.46 per share as part of a one million share repurchase plan authorized by the Board of Directors in March 2026. As of June 30, 2026, the Company could repurchase approximately 926,000 shares under the current plan, which was approved by the Board of Directors on March 25, 2026 and authorizes the Company to buy back up to 1,000,000 shares of its common stock (approximately 7% of outstanding shares) in open market transactions at prices that are accretive to the earnings per share of continuing shareholders (the \"2026 Program\").<\/p>

\nCity National operates 95 branches across West Virginia, Kentucky, Virginia, and Ohio.<\/p>

\nForward-Looking Information<\/b><\/p>

\nThis news release contains certain forward-looking statements that are included pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements express only management\u2019s beliefs regarding future results or events and are subject to inherent uncertainty, risks, and changes in circumstances, many of which are outside of management\u2019s control. Uncertainty, risks, changes in circumstances and other factors could cause the Company\u2019s actual results to differ materially from those projected in the forward-looking statements. Factors that could cause actual results to differ from those discussed in such forward-looking statements include, but are not limited to those set forth in the Company\u2019s Annual Report on Form 10-K for the fiscal year ended December 31, 2025 under \u201cITEM 1A Risk Factors\u201d and the following: (1) general economic conditions, especially in the communities and markets in which we conduct our business; (2) credit risk, including risk that negative credit quality trends may lead to a deterioration of asset quality, risk that our allowance for credit losses may not be sufficient to absorb actual losses in our loan portfolio, and risk from concentrations in our loan portfolio; (3) changes in the real estate market, including the value of collateral securing portions of our loan portfolio; (4) changes in the interest rate environment; (5) operational risk, including cybersecurity risk and risk of fraud, data processing system failures, and network breaches; (6) changes in technology and increased competition, including competition from non-bank financial institutions or financial technology companies; (7) changes in consumer preferences, spending and borrowing habits, demand for our products and services, and customers\u2019 performance and creditworthiness; (8) difficulty growing loan and deposit balances; (9) our ability to effectively execute our business plan, including with respect to future acquisitions; (10) changes in regulations, laws, taxes, government policies, monetary policies and accounting policies affecting bank holding companies and their subsidiaries; (11) deterioration in the financial condition of the U.S. banking system may impact the valuations of investments the Company has made in the securities of other financial institutions; (12) regulatory enforcement actions and adverse legal actions; (13) difficulty attracting and retaining key employees; and (14) other economic, competitive, technological, operational, governmental, regulatory, and market factors affecting our operations. Forward-looking statements made herein reflect management's expectations as of the date such statements are made. Such information is provided to assist stockholders and potential investors in understanding current and anticipated financial operations of the Company and is included pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. The Company undertakes no obligation to update any forward-looking statement to reflect events or circumstances that arise after the date such statements are made. Further, the Company is required to evaluate subsequent events through the filing of its June 30, 2026 Form 10-Q. The Company will continue to evaluate the impact of any subsequent events on the preliminary June 30, 2026 results and will adjust the amounts if necessary<\/i>.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
CITY HOLDING COMPANY AND SUBSIDIARIES<\/b><\/td>\n<\/tr>\n
Financial Highlights<\/b><\/td>\n<\/tr>\n
(Unaudited)<\/b><\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
\nThree Months Ended<\/b><\/td>\n\nSix Months Ended<\/b><\/td>\n<\/tr>\n
\nJune 30, 2026<\/b><\/td>\nMarch 31, 2026<\/b><\/td>\nDecember 31, 2025<\/b><\/td>\nSeptember 30, 2025<\/b><\/td>\nJune 30, 2025<\/b><\/td>\n\nJune 30, 2026<\/b><\/td>\nJune 30, 2025<\/b><\/td>\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Earnings<\/b><\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Net Interest Income (fully taxable equivalent)<\/td>\n

\n$<\/p><\/td>

\n61,034<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n59,890<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n60,825<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n61,294<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n59,116<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n120,924<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n115,121<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Net Income available to common shareholders<\/td>\n

\n\u00a0<\/p><\/td>

\n33,298<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n31,735<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n31,568<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n35,188<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n33,387<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n65,033<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n63,729<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Per Share Data<\/b><\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Earnings per share available to common shareholders:<\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Basic<\/td>\n

\n$<\/p><\/td>

\n2.35<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n2.20<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n2.18<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n2.41<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n2.29<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n4.55<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n4.35<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Diluted<\/td>\n

\n\u00a0<\/p><\/td>

\n2.35<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2.20<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2.18<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2.41<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2.29<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n4.55<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4.35<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Weighted average number of shares (in thousands):<\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Basic<\/td>\n

\n\u00a0<\/p><\/td>

\n14,046<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,270<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,359<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,457<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,466<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n14,151<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,541<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Diluted<\/td>\n

\n\u00a0<\/p><\/td>

\n14,062<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,274<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,366<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,463<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,471<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n14,169<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,551<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Period-end number of shares (in thousands)<\/td>\n

\n\u00a0<\/p><\/td>

\n14,052<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,111<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,354<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,495<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,495<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n14,052<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,495<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Cash dividends declared<\/td>\n

\n$<\/p><\/td>

\n0.87<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n0.87<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n0.87<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n0.87<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n0.79<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n1.74<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n1.58<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Book value per share (period-end)<\/td>\n

\n$<\/p><\/td>

\n57.57<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n56.29<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n56.41<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n55.12<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n52.72<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n57.57<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n52.72<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Tangible book value per share (period-end)<\/td>\n

\n\u00a0<\/p><\/td>

\n46.40<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n45.14<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n45.41<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n44.19<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n41.76<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n46.40<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n41.76<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Market data:<\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
High closing price<\/td>\n

\n$<\/p><\/td>

\n134.02<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n127.84<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n126.71<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n133.58<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n123.42<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n134.02<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n123.42<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Low closing price<\/td>\n

\n\u00a0<\/p><\/td>

\n120.48<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n116.62<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n117.04<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n118.89<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n108.93<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n116.62<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n108.93<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Period-end closing price<\/td>\n

\n\u00a0<\/p><\/td>

\n132.64<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n119.52<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n119.20<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n123.87<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n122.42<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n132.64<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n122.42<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Average daily volume (in thousands)<\/td>\n

\n\u00a0<\/p><\/td>

\n116<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n111<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n90<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n112<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n76<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n113<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n69<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Treasury share activity:<\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Treasury shares repurchased (in thousands)<\/td>\n

\n\u00a0<\/p><\/td>

\n59<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n262<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n141<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n175<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n321<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n255<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Average treasury share repurchase price<\/td>\n

\n$<\/p><\/td>

\n122.46<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n117.79<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n119.12<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n111.09<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n118.65<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n113.09<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Key Ratios (percent)<\/b><\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Return on average assets<\/td>\n

\n\u00a0<\/p><\/td>

\n1.98<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1.92<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1.86<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2.11<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2.03<\/p><\/td>

\n%<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n1.95<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1.96<\/p><\/td>

\n%<\/p><\/td><\/tr>\n

Return on average tangible equity<\/td>\n

\n\u00a0<\/p><\/td>

\n20.7<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n19.3<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n19.2<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n22.5<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n22.7<\/p><\/td>

\n%<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n20.0<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n21.7<\/p><\/td>

\n%<\/p><\/td><\/tr>\n

Yield on interest earning assets<\/td>\n

\n\u00a0<\/p><\/td>

\n5.24<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5.24<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5.29<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5.43<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5.38<\/p><\/td>

\n%<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n5.24<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5.36<\/p><\/td>

\n%<\/p><\/td><\/tr>\n

Cost of interest bearing liabilities<\/td>\n

\n\u00a0<\/p><\/td>

\n1.75<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1.76<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1.87<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1.91<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1.95<\/p><\/td>

\n%<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n1.76<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1.99<\/p><\/td>

\n%<\/p><\/td><\/tr>\n

Net Interest Margin<\/td>\n

\n\u00a0<\/p><\/td>

\n3.97<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3.97<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3.94<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4.04<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3.95<\/p><\/td>

\n%<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n3.97<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3.90<\/p><\/td>

\n%<\/p><\/td><\/tr>\n

Non-interest income as a percent of total revenue<\/td>\n

\n\u00a0<\/p><\/td>

\n25.4<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n24.8<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n24.9<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n24.7<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n24.7<\/p><\/td>

\n%<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n25.3<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n25.1<\/p><\/td>

\n%<\/p><\/td><\/tr>\n

Efficiency Ratio<\/td>\n

\n\u00a0<\/p><\/td>

\n48.1<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n48.9<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n48.2<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n46.0<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n49.0<\/p><\/td>

\n%<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n48.6<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n49.4<\/p><\/td>

\n%<\/p><\/td><\/tr>\n

Price\/Earnings Ratio (a)<\/td>\n

\n\u00a0<\/p><\/td>

\n14.09<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n13.56<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n13.68<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n12.84<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n13.38<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n14.58<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14.09<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Capital (period-end)<\/b><\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Average Shareholders' Equity to Average Assets<\/td>\n

\n\u00a0<\/p><\/td>

\n11.87<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n12.32<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n12.04<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n11.81<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n11.37<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
Tangible equity to tangible assets<\/td>\n

\n\u00a0<\/p><\/td>

\n9.85<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n9.65<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n9.93<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n9.84<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n9.40<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
Consolidated City Holding Company risk based capital ratios (b):<\/td>\n\n\n\n\n\n\n\n<\/tr>\n
CET I<\/td>\n

\n\u00a0<\/p><\/td>

\n17.06<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n16.87<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n16.94<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n17.19<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n16.78<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
Tier I<\/td>\n

\n\u00a0<\/p><\/td>

\n17.06<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n16.87<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n16.94<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n17.19<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n16.78<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
Total<\/td>\n

\n\u00a0<\/p><\/td>

\n17.53<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n17.33<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n17.40<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n17.66<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n17.26<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
Leverage<\/td>\n

\n\u00a0<\/p><\/td>

\n10.97<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n10.86<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n10.96<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n11.06<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n10.70<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
City National Bank risk based capital ratios (b):<\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
CET I<\/td>\n

\n\u00a0<\/p><\/td>

\n15.01<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14.35<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n13.42<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n15.83<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n15.10<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
Tier I<\/td>\n

\n\u00a0<\/p><\/td>

\n15.01<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14.35<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n13.42<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n15.83<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n15.10<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
Total<\/td>\n

\n\u00a0<\/p><\/td>

\n15.48<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14.81<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n13.88<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n16.30<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n15.58<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
Leverage<\/td>\n

\n\u00a0<\/p><\/td>

\n9.65<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n9.23<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n8.68<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n10.18<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n9.63<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Other (period-end)<\/b><\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Branches<\/td>\n

\n\u00a0<\/p><\/td>

\n95<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n96<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n96<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n96<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n96<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
FTE<\/td>\n

\n\u00a0<\/p><\/td>

\n924<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n928<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n934<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n934<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n934<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Assets per FTE (in thousands)<\/td>\n

\n$<\/p><\/td>

\n7,333<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n7,284<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n7,201<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n7,138<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n7,064<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Deposits per FTE (in thousands)<\/td>\n

\n\u00a0<\/p><\/td>

\n5,781<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5,757<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5,679<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5,629<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5,619<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
(a) The price\/earnings ratio is computed based on annualized quarterly earnings.<\/td>\n<\/tr>\n
(b) June 30, 2026 risk-based capital ratios are estimated.<\/td>\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
CITY HOLDING COMPANY AND SUBSIDIARIES<\/b><\/td>\n<\/tr>\n
Consolidated Statements of Income<\/b><\/td>\n<\/tr>\n
(Unaudited) ($ in 000s, except per share data)<\/b><\/td>\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
\nThree Months Ended<\/b><\/td>\n\nSix Months Ended<\/b><\/td>\n<\/tr>\n
\nJune 30, 2026<\/b><\/td>\nMarch 31, 2026<\/b><\/td>\nDecember 31, 2025<\/b><\/td>\nSeptember 30, 2025<\/b><\/td>\nJune 30, 2025<\/b><\/td>\n\nJune 30, 2026<\/b><\/td>\nJune 30, 2025<\/b><\/td>\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Interest Income<\/b><\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Interest and fees on loans<\/td>\n

\n$<\/p><\/td>

\n64,584<\/p><\/td>

\n$<\/p><\/td>

\n63,671<\/p><\/td>

\n$<\/p><\/td>

\n64,376<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n64,606<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n62,588<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n128,255<\/p><\/td>

\n$<\/p><\/td>

\n123,505<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Interest on investment securities:<\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Taxable<\/td>\n

\n\u00a0<\/p><\/td>

\n12,920<\/p><\/td>

\n\u00a0<\/p><\/td>

\n13,129<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,657<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n15,947<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n15,347<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n26,049<\/p><\/td>

\n\u00a0<\/p><\/td>

\n29,292<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Tax-exempt<\/td>\n

\n\u00a0<\/p><\/td>

\n1,031<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,027<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,014<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n708<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n712<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n2,057<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,436<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Interest on deposits in depository institutions<\/td>\n

\n\u00a0<\/p><\/td>

\n1,676<\/p><\/td>

\n\u00a0<\/p><\/td>

\n942<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,400<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n829<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,644<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n2,618<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3,446<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Total Interest Income<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n80,211<\/p><\/td>

\n\u00a0<\/p><\/td>

\n78,769<\/p><\/td>

\n\u00a0<\/p><\/td>

\n81,447<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n82,090<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n80,291<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n158,979<\/p><\/td>

\n\u00a0<\/p><\/td>

\n157,679<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Interest Expense<\/b><\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Interest on deposits<\/td>\n

\n\u00a0<\/p><\/td>

\n14,924<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,756<\/p><\/td>

\n\u00a0<\/p><\/td>

\n15,811<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n16,201<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n16,492<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n29,680<\/p><\/td>

\n\u00a0<\/p><\/td>

\n33,345<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Interest on customer repurchase agreements<\/td>\n

\n\u00a0<\/p><\/td>

\n2,959<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,844<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3,493<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3,196<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3,307<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n5,803<\/p><\/td>

\n\u00a0<\/p><\/td>

\n6,476<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Interest on FHLB advances<\/td>\n

\n\u00a0<\/p><\/td>

\n1,569<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,552<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,586<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,586<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,568<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n3,120<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3,120<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Total Interest Expense<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n19,452<\/p><\/td>

\n\u00a0<\/p><\/td>

\n19,152<\/p><\/td>

\n\u00a0<\/p><\/td>

\n20,890<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n20,983<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n21,367<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n38,603<\/p><\/td>

\n\u00a0<\/p><\/td>

\n42,941<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Net Interest Income<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n60,759<\/p><\/td>

\n\u00a0<\/p><\/td>

\n59,617<\/p><\/td>

\n\u00a0<\/p><\/td>

\n60,557<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n61,107<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n58,924<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n120,376<\/p><\/td>

\n\u00a0<\/p><\/td>

\n114,738<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Provision for (Recovery of) credit losses<\/td>\n

\n\u00a0<\/p><\/td>

\n436<\/p><\/td>

\n\u00a0<\/p><\/td>

\n613<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,117<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(528<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(1,909<\/p><\/td>

\n)<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n1,049<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(1,787<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Net Interest Income After Provision for (Recovery of) Credit Losses<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n60,323<\/p><\/td>

\n\u00a0<\/p><\/td>

\n59,004<\/p><\/td>

\n\u00a0<\/p><\/td>

\n59,440<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n61,635<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n60,833<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n119,327<\/p><\/td>

\n\u00a0<\/p><\/td>

\n116,525<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Non-Interest Income<\/b><\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Net gains on sale of investment securities<\/td>\n

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n37<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n150<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n150<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Unrealized gains (losses) recognized on equity securities still held<\/td>\n

\n\u00a0<\/p><\/td>

\n58<\/p><\/td>

\n\u00a0<\/p><\/td>

\n7<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(416<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n96<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(263<\/p><\/td>

\n)<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n65<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(268<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Service charges<\/td>\n

\n\u00a0<\/p><\/td>

\n7,947<\/p><\/td>

\n\u00a0<\/p><\/td>

\n7,761<\/p><\/td>

\n\u00a0<\/p><\/td>

\n8,057<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n8,221<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n7,551<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n15,708<\/p><\/td>

\n\u00a0<\/p><\/td>

\n15,063<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Bankcard revenue<\/td>\n

\n\u00a0<\/p><\/td>

\n7,548<\/p><\/td>

\n\u00a0<\/p><\/td>

\n6,889<\/p><\/td>

\n\u00a0<\/p><\/td>

\n7,291<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n7,324<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n7,233<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n14,437<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,040<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Wealth and investment management fee income<\/td>\n

\n\u00a0<\/p><\/td>

\n3,451<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3,317<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3,352<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3,075<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3,016<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n6,768<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5,918<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Bank owned life insurance<\/td>\n

\n\u00a0<\/p><\/td>

\n886<\/p><\/td>

\n\u00a0<\/p><\/td>

\n979<\/p><\/td>

\n\u00a0<\/p><\/td>

\n864<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n919<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n942<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n1,865<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,095<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Other income<\/td>\n

\n\u00a0<\/p><\/td>

\n874<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,047<\/p><\/td>

\n\u00a0<\/p><\/td>

\n834<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n851<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n894<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n1,921<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,623<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Total Non-Interest Income<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n20,764<\/p><\/td>

\n\u00a0<\/p><\/td>

\n20,000<\/p><\/td>

\n\u00a0<\/p><\/td>

\n19,982<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n20,523<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n19,523<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n40,764<\/p><\/td>

\n\u00a0<\/p><\/td>

\n38,621<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Non-Interest Expense<\/b><\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Salaries and employee benefits<\/td>\n

\n\u00a0<\/p><\/td>

\n20,455<\/p><\/td>

\n\u00a0<\/p><\/td>

\n20,183<\/p><\/td>

\n\u00a0<\/p><\/td>

\n20,198<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n19,779<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n19,995<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n40,638<\/p><\/td>

\n\u00a0<\/p><\/td>

\n39,189<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Occupancy related expense<\/td>\n

\n\u00a0<\/p><\/td>

\n2,428<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,632<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,316<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,340<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,316<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n5,060<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,898<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Equipment and software related expense<\/td>\n

\n\u00a0<\/p><\/td>

\n3,746<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3,665<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3,812<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3,618<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n3,554<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n7,411<\/p><\/td>

\n\u00a0<\/p><\/td>

\n7,024<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Bankcard expenses<\/td>\n

\n\u00a0<\/p><\/td>

\n2,147<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,118<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,376<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,191<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,203<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n4,266<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,418<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Other tax-related matters<\/td>\n

\n\u00a0<\/p><\/td>

\n2,438<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,681<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,312<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,104<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2,327<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n5,119<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,589<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Advertising<\/td>\n

\n\u00a0<\/p><\/td>

\n1,016<\/p><\/td>

\n\u00a0<\/p><\/td>

\n884<\/p><\/td>

\n\u00a0<\/p><\/td>

\n577<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n668<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n964<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n1,900<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,837<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

FDIC insurance expense<\/td>\n

\n\u00a0<\/p><\/td>

\n772<\/p><\/td>

\n\u00a0<\/p><\/td>

\n805<\/p><\/td>

\n\u00a0<\/p><\/td>

\n756<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n761<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n756<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n1,577<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,532<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Legal and professional fees<\/td>\n

\n\u00a0<\/p><\/td>

\n612<\/p><\/td>

\n\u00a0<\/p><\/td>

\n553<\/p><\/td>

\n\u00a0<\/p><\/td>

\n552<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n549<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n651<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n1,165<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,233<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Other expenses<\/td>\n

\n\u00a0<\/p><\/td>

\n6,153<\/p><\/td>

\n\u00a0<\/p><\/td>

\n6,221<\/p><\/td>

\n\u00a0<\/p><\/td>

\n6,982<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n6,302<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n6,429<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n12,373<\/p><\/td>

\n\u00a0<\/p><\/td>

\n12,348<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Total Non-Interest Expense<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n39,767<\/p><\/td>

\n\u00a0<\/p><\/td>

\n39,742<\/p><\/td>

\n\u00a0<\/p><\/td>

\n39,881<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n38,312<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n39,195<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n79,509<\/p><\/td>

\n\u00a0<\/p><\/td>

\n77,068<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Income Before Income Taxes<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n41,320<\/p><\/td>

\n\u00a0<\/p><\/td>

\n39,262<\/p><\/td>

\n\u00a0<\/p><\/td>

\n39,541<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n43,846<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n41,161<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n80,582<\/p><\/td>

\n\u00a0<\/p><\/td>

\n78,078<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Income tax expense<\/td>\n

\n\u00a0<\/p><\/td>

\n8,022<\/p><\/td>

\n\u00a0<\/p><\/td>

\n7,527<\/p><\/td>

\n\u00a0<\/p><\/td>

\n7,973<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n8,658<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n7,774<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n15,549<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,349<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Net Income Available to Common Shareholders<\/b><\/td>\n

\n$<\/p><\/td>

\n33,298<\/p><\/td>

\n$<\/p><\/td>

\n31,735<\/p><\/td>

\n$<\/p><\/td>

\n31,568<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n35,188<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n33,387<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n65,033<\/p><\/td>

\n$<\/p><\/td>

\n63,729<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Distributed earnings allocated to common shareholders<\/td>\n

\n$<\/p><\/td>

\n12,125<\/p><\/td>

\n$<\/p><\/td>

\n12,166<\/p><\/td>

\n$<\/p><\/td>

\n12,372<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n12,495<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n11,346<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n24,251<\/p><\/td>

\n$<\/p><\/td>

\n22,691<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Undistributed earnings allocated to common shareholders<\/td>\n

\n\u00a0<\/p><\/td>

\n20,931<\/p><\/td>

\n\u00a0<\/p><\/td>

\n19,284<\/p><\/td>

\n\u00a0<\/p><\/td>

\n18,903<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n22,370<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n21,735<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n40,255<\/p><\/td>

\n\u00a0<\/p><\/td>

\n40,497<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Net earnings allocated to common shareholders<\/td>\n

\n$<\/p><\/td>

\n33,056<\/p><\/td>

\n$<\/p><\/td>

\n31,450<\/p><\/td>

\n$<\/p><\/td>

\n31,275<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n34,865<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n33,081<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n64,506<\/p><\/td>

\n$<\/p><\/td>

\n63,188<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Average common shares outstanding<\/td>\n

\n\u00a0<\/p><\/td>

\n14,046<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,270<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,359<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,457<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,466<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n14,151<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,541<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Shares for diluted earnings per share<\/td>\n

\n\u00a0<\/p><\/td>

\n14,062<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,274<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,366<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,463<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,471<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n14,169<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,551<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Basic earnings per common share<\/td>\n

\n$<\/p><\/td>

\n2.35<\/p><\/td>

\n$<\/p><\/td>

\n2.20<\/p><\/td>

\n$<\/p><\/td>

\n2.18<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n2.41<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n2.29<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n4.55<\/p><\/td>

\n$<\/p><\/td>

\n4.35<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Diluted earnings per common share<\/td>\n

\n$<\/p><\/td>

\n2.35<\/p><\/td>

\n$<\/p><\/td>

\n2.20<\/p><\/td>

\n$<\/p><\/td>

\n2.18<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n2.41<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n2.29<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n4.55<\/p><\/td>

\n$<\/p><\/td>

\n4.35<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
CITY HOLDING COMPANY AND SUBSIDIARIES<\/b><\/td>\n<\/tr>\n
Consolidated Balance Sheets<\/b><\/td>\n\n\n\n\n\n<\/tr>\n
($ in 000s)<\/b><\/td>\n\n\n\n\n\n<\/tr>\n
\n(Unaudited)<\/b><\/td>\n(Unaudited)<\/b><\/td>\n\n(Unaudited)<\/b><\/td>\n(Unaudited)<\/b><\/td>\n<\/tr>\n
\nJune 30, 2026<\/b><\/td>\nMarch 31, 2026<\/b><\/td>\nDecember 31, 2025<\/b><\/td>\nSeptember 30, 2025<\/b><\/td>\nJune 30, 2025<\/b><\/td>\n<\/tr>\n
\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Assets<\/b><\/td>\n\n\n\n\n\n<\/tr>\n
Cash and due from banks<\/td>\n

\n$<\/p><\/td>

\n141,519<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n135,816<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n152,111<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n129,665<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n145,876<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Interest-bearing deposits in depository institutions<\/td>\n

\n\u00a0<\/p><\/td>

\n125,683<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n163,201<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n39,808<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n95,929<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n26,248<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Cash and cash equivalents<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n267,202<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n299,017<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n191,919<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n225,594<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n172,124<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Investment securities available-for-sale, at fair value<\/td>\n

\n\u00a0<\/p><\/td>

\n1,476,725<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,441,098<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,503,358<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,510,772<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,562,423<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Other securities<\/td>\n

\n\u00a0<\/p><\/td>

\n29,755<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n29,462<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n29,474<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n29,878<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n29,768<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Total investment securities<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n1,506,480<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,470,560<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,532,832<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,540,650<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,592,191<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Gross loans<\/td>\n

\n\u00a0<\/p><\/td>

\n4,501,774<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,491,592<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,503,331<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,408,230<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,333,372<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Allowance for credit losses<\/td>\n

\n\u00a0<\/p><\/td>

\n(19,839<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(19,195<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(19,329<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(19,057<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(19,101<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Net loans<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n4,481,935<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,472,397<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,484,002<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,389,173<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,314,271<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Bank owned life insurance<\/td>\n

\n\u00a0<\/p><\/td>

\n125,860<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n124,976<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n124,370<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n123,506<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n122,587<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Premises and equipment, net<\/td>\n

\n\u00a0<\/p><\/td>

\n67,190<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n68,740<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n69,133<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n69,539<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n69,038<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Accrued interest receivable<\/td>\n

\n\u00a0<\/p><\/td>

\n21,300<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n21,645<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n20,718<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n21,890<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n21,654<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Deferred tax assets, net<\/td>\n

\n\u00a0<\/p><\/td>

\n31,603<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n31,652<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n30,005<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n32,159<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n33,994<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Goodwill and intangible assets, net<\/td>\n

\n\u00a0<\/p><\/td>

\n156,895<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n157,383<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n157,871<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n158,414<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n158,957<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Other assets<\/td>\n

\n\u00a0<\/p><\/td>

\n115,530<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n113,899<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n111,168<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n106,707<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n113,321<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Total Assets<\/b><\/td>\n

\n$<\/p><\/td>

\n6,773,995<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n6,760,269<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n6,722,018<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n6,667,632<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n6,598,137<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Liabilities<\/b><\/td>\n\n\n\n\n\n<\/tr>\n
Deposits:<\/td>\n\n\n\n\n\n<\/tr>\n
Noninterest-bearing<\/td>\n

\n$<\/p><\/td>

\n1,421,693<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n1,410,861<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n1,413,621<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n1,377,313<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n1,383,247<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Interest-bearing:<\/td>\n\n\n\n\n\n<\/tr>\n
Demand deposits<\/td>\n

\n\u00a0<\/p><\/td>

\n1,321,556<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,345,723<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,339,435<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,338,872<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,333,858<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Savings deposits<\/td>\n

\n\u00a0<\/p><\/td>

\n1,288,260<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,276,884<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,244,571<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,238,832<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,244,179<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Time deposits<\/td>\n

\n\u00a0<\/p><\/td>

\n1,308,641<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,310,136<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,303,361<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,302,575<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,287,536<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Total deposits<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n5,340,150<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5,343,604<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5,300,988<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5,257,592<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5,248,820<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Customer repurchase agreements<\/td>\n

\n\u00a0<\/p><\/td>

\n377,551<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n374,825<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n367,674<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n369,012<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n339,834<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

FHLB advances<\/td>\n

\n\u00a0<\/p><\/td>

\n150,000<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n150,000<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n150,000<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n150,000<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n150,000<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Other liabilities<\/td>\n

\n\u00a0<\/p><\/td>

\n97,345<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n97,450<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n93,676<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n92,085<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n95,268<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Total Liabilities<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n5,965,046<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5,965,879<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5,912,338<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5,868,689<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5,833,922<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Stockholders' Equity<\/b><\/td>\n\n\n\n\n\n<\/tr>\n
Preferred stock<\/td>\n

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Common stock<\/td>\n

\n\u00a0<\/p><\/td>

\n47,619<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n47,619<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n47,619<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n47,619<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n47,619<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Capital surplus<\/td>\n

\n\u00a0<\/p><\/td>

\n174,805<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n173,130<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n174,598<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n173,733<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n172,853<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Retained earnings<\/td>\n

\n\u00a0<\/p><\/td>

\n975,454<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n954,407<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n935,046<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n915,971<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n893,422<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Treasury Stock<\/td>\n

\n\u00a0<\/p><\/td>

\n(306,813<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(299,503<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(270,967<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(254,153<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(254,181<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Accumulated other comprehensive loss:<\/td>\n\n\n\n\n\n<\/tr>\n
Unrealized loss on securities available-for-sale<\/td>\n

\n\u00a0<\/p><\/td>

\n(81,241<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(80,388<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(75,741<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(82,785<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(94,056<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Underfunded pension liability<\/td>\n

\n\u00a0<\/p><\/td>

\n(875<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(875<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(875<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(1,442<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(1,442<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Total Accumulated Other Comprehensive Loss<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n(82,116<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(81,263<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(76,616<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(84,227<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(95,498<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Total Stockholders' Equity<\/b><\/td>\n

\n\u00a0<\/p><\/td>

\n808,949<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n794,390<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n809,680<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n798,943<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n764,215<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Total Liabilities and Stockholders' Equity<\/b><\/td>\n

\n$<\/p><\/td>

\n6,773,995<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n6,760,269<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n6,722,018<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n6,667,632<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n6,598,137<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Regulatory Capital<\/b><\/td>\n\n\n\n\n\n<\/tr>\n
Total CET 1 capital<\/td>\n

\n$<\/p><\/td>

\n736,703<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n720,535<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n730,453<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n726,739<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n702,729<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Total tier 1 capital<\/td>\n

\n\u00a0<\/p><\/td>

\n736,703<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n720,535<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n730,453<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n726,739<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n702,729<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Total risk-based capital<\/td>\n

\n\u00a0<\/p><\/td>

\n757,074<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n740,252<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n750,319<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n746,422<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n722,477<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Total risk-weighted assets<\/td>\n

\n\u00a0<\/p><\/td>

\n4,318,183<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,270,400<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,312,112<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,226,712<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4,186,844<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
CITY HOLDING COMPANY AND SUBSIDIARIES<\/b><\/td>\n<\/tr>\n
Loan Portfolio<\/b><\/td>\n\n\n\n\n\n<\/tr>\n
(Unaudited) ($ in 000s)<\/b><\/td>\n\n\n\n\n\n<\/tr>\n
\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
\nJune 30, 2026<\/b><\/td>\nMarch 31, 2026<\/b><\/td>\nDecember 31, 2025<\/b><\/td>\nSeptember 30, 2025<\/b><\/td>\nJune 30, 2025<\/b><\/td>\n<\/tr>\n
\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Commercial and industrial<\/td>\n

\n$<\/p><\/td>

\n454,122<\/p><\/td>

\n$<\/p><\/td>

\n441,617<\/p><\/td>

\n$<\/p><\/td>

\n453,975<\/p><\/td>

\n$<\/p><\/td>

\n426,654<\/p><\/td>

\n$<\/p><\/td>

\n409,317<\/p><\/td><\/tr>\n

\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
1-4 Family<\/td>\n

\n\u00a0<\/p><\/td>

\n223,301<\/p><\/td>

\n\u00a0<\/p><\/td>

\n221,165<\/p><\/td>

\n\u00a0<\/p><\/td>

\n210,232<\/p><\/td>

\n\u00a0<\/p><\/td>

\n204,280<\/p><\/td>

\n\u00a0<\/p><\/td>

\n199,400<\/p><\/td><\/tr>\n

Hotels<\/td>\n

\n\u00a0<\/p><\/td>

\n396,079<\/p><\/td>

\n\u00a0<\/p><\/td>

\n395,857<\/p><\/td>

\n\u00a0<\/p><\/td>

\n398,608<\/p><\/td>

\n\u00a0<\/p><\/td>

\n397,338<\/p><\/td>

\n\u00a0<\/p><\/td>

\n380,496<\/p><\/td><\/tr>\n

Multi-family<\/td>\n

\n\u00a0<\/p><\/td>

\n231,946<\/p><\/td>

\n\u00a0<\/p><\/td>

\n227,687<\/p><\/td>

\n\u00a0<\/p><\/td>

\n237,424<\/p><\/td>

\n\u00a0<\/p><\/td>

\n233,678<\/p><\/td>

\n\u00a0<\/p><\/td>

\n221,970<\/p><\/td><\/tr>\n

Non Residential Non-Owner Occupied<\/td>\n

\n\u00a0<\/p><\/td>

\n765,358<\/p><\/td>

\n\u00a0<\/p><\/td>

\n772,778<\/p><\/td>

\n\u00a0<\/p><\/td>

\n767,580<\/p><\/td>

\n\u00a0<\/p><\/td>

\n728,625<\/p><\/td>

\n\u00a0<\/p><\/td>

\n740,104<\/p><\/td><\/tr>\n

Non Residential Owner Occupied<\/td>\n

\n\u00a0<\/p><\/td>

\n253,471<\/p><\/td>

\n\u00a0<\/p><\/td>

\n251,382<\/p><\/td>

\n\u00a0<\/p><\/td>

\n253,398<\/p><\/td>

\n\u00a0<\/p><\/td>

\n239,058<\/p><\/td>

\n\u00a0<\/p><\/td>

\n236,935<\/p><\/td><\/tr>\n

Commercial real estate (1)<\/sup><\/td>\n

\n\u00a0<\/p><\/td>

\n1,870,155<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,868,869<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,867,242<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,802,979<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,778,905<\/p><\/td><\/tr>\n

\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Residential real estate (2)<\/sup><\/td>\n

\n\u00a0<\/p><\/td>

\n1,906,534<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,913,389<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,910,060<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,909,791<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,884,449<\/p><\/td><\/tr>\n

Home equity<\/td>\n

\n\u00a0<\/p><\/td>

\n231,057<\/p><\/td>

\n\u00a0<\/p><\/td>

\n224,723<\/p><\/td>

\n\u00a0<\/p><\/td>

\n224,701<\/p><\/td>

\n\u00a0<\/p><\/td>

\n218,750<\/p><\/td>

\n\u00a0<\/p><\/td>

\n207,906<\/p><\/td><\/tr>\n

Consumer<\/td>\n

\n\u00a0<\/p><\/td>

\n39,906<\/p><\/td>

\n\u00a0<\/p><\/td>

\n42,994<\/p><\/td>

\n\u00a0<\/p><\/td>

\n47,353<\/p><\/td>

\n\u00a0<\/p><\/td>

\n50,056<\/p><\/td>

\n\u00a0<\/p><\/td>

\n52,795<\/p><\/td><\/tr>\n

Gross Loans<\/b><\/td>\n

\n$<\/p><\/td>

\n4,501,774<\/p><\/td>

\n$<\/p><\/td>

\n4,491,592<\/p><\/td>

\n$<\/p><\/td>

\n4,503,331<\/p><\/td>

\n$<\/p><\/td>

\n4,408,230<\/p><\/td>

\n$<\/p><\/td>

\n4,333,372<\/p><\/td><\/tr>\n

\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Construction loans included in:<\/td>\n\n\n\n\n\n<\/tr>\n
(1)<\/sup> - Commercial real estate loans<\/td>\n

\n$<\/p><\/td>

\n43,363<\/p><\/td>

\n$<\/p><\/td>

\n39,519<\/p><\/td>

\n$<\/p><\/td>

\n35,781<\/p><\/td>

\n$<\/p><\/td>

\n31,892<\/p><\/td>

\n$<\/p><\/td>

\n28,781<\/p><\/td><\/tr>\n

(2)<\/sup> - Residential real estate loans<\/td>\n

\n\u00a0<\/p><\/td>

\n11,144<\/p><\/td>

\n\u00a0<\/p><\/td>

\n9,612<\/p><\/td>

\n\u00a0<\/p><\/td>

\n9,907<\/p><\/td>

\n\u00a0<\/p><\/td>

\n6,785<\/p><\/td>

\n\u00a0<\/p><\/td>

\n6,416<\/p><\/td><\/tr>\n

\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
CITY HOLDING COMPANY AND SUBSIDIARIES<\/b><\/td>\n<\/tr>\n
Asset Quality Information<\/b><\/td>\n<\/tr>\n
(Unaudited) ($ in 000s)<\/b><\/td>\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
\nThree Months Ended<\/b><\/td>\n\nSix Months Ended<\/b><\/td>\n<\/tr>\n
\nJune 30, 2026<\/b><\/td>\nMarch 31, 2026<\/b><\/td>\nDecember 31, 2025<\/b><\/td>\nSeptember 30, 2025<\/b><\/td>\nJune 30, 2025<\/b><\/td>\n\nJune 30, 2026<\/b><\/td>\nJune 30, 2025<\/b><\/td>\n<\/tr>\n
Allowance for Credit Losses<\/b><\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Balance at beginning of period<\/td>\n

\n$<\/p><\/td>

\n19,195<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n19,329<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n19,057<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n19,101<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n20,956<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n19,329<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n21,133<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Charge-offs:<\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Commercial and industrial<\/td>\n

\n\u00a0<\/p><\/td>

\n(115<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(4<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(7<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n(119<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(30<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Commercial real estate<\/td>\n

\n\u00a0<\/p><\/td>

\n(1<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(856<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(27<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(2<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n(857<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(220<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Residential real estate<\/td>\n

\n\u00a0<\/p><\/td>

\n(147<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(134<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(181<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(160<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(49<\/p><\/td>

\n)<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n(281<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(49<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Home equity<\/td>\n

\n\u00a0<\/p><\/td>

\n(46<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(62<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(102<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(55<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(97<\/p><\/td>

\n)<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n(108<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(98<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Consumer<\/td>\n

\n\u00a0<\/p><\/td>

\n(97<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(71<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(36<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(9<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(36<\/p><\/td>

\n)<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n(168<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(165<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Total charge-offs<\/td>\n

\n\u00a0<\/p><\/td>

\n(406<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(1,127<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(346<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(233<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(182<\/p><\/td>

\n)<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n(1,533<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(562<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Recoveries:<\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Commercial and industrial<\/td>\n

\n\u00a0<\/p><\/td>

\n70<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n5<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(347<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n400<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n15<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n75<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n52<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Commercial real estate<\/td>\n

\n\u00a0<\/p><\/td>

\n443<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n235<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(144<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n202<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n51<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n678<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n81<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Residential real estate<\/td>\n

\n\u00a0<\/p><\/td>

\n9<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n30<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(29<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n35<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n49<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n39<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n50<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Home equity<\/td>\n

\n\u00a0<\/p><\/td>

\n72<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n90<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n17<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n64<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n96<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n162<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n100<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Consumer<\/td>\n

\n\u00a0<\/p><\/td>

\n20<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n20<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n4<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n16<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n25<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n40<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n34<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

Total recoveries<\/td>\n

\n\u00a0<\/p><\/td>

\n614<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n380<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(499<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n717<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n236<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n994<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n317<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Net recoveries (charge-offs)<\/td>\n

\n\u00a0<\/p><\/td>

\n208<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(747<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(845<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n484<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n54<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n(539<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(245<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Provision for (recovery of) credit losses<\/td>\n

\n\u00a0<\/p><\/td>

\n436<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n613<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,117<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(528<\/p><\/td>

\n)<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(1,909<\/p><\/td>

\n)<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n1,049<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(1,787<\/p><\/td>

\n)<\/p><\/td><\/tr>\n

Balance at end of period<\/td>\n

\n$<\/p><\/td>

\n19,839<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n19,195<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n19,329<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n19,057<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n19,101<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n19,839<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n19,101<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Loans outstanding<\/td>\n

\n$<\/p><\/td>

\n4,501,774<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n4,491,592<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n4,503,331<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n4,408,230<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n4,333,372<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Allowance as a percent of loans outstanding<\/td>\n

\n\u00a0<\/p><\/td>

\n0.44<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.43<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.43<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.43<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.44<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
Allowance as a percent of non-performing loans<\/td>\n

\n\u00a0<\/p><\/td>

\n196.4<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n167.1<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n138.9<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n138.2<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n135.8<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Average loans outstanding<\/td>\n

\n$<\/p><\/td>

\n4,497,044<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n4,491,591<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n4,431,079<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n4,373,773<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n4,305,865<\/p><\/td>

\n\u00a0<\/p><\/td>

\n

\n$<\/p><\/td>

\n4,494,331<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n4,297,023<\/p><\/td>

\n\u00a0<\/p><\/td><\/tr>\n

\nNet (recoveries) charge-offs (annualized) as a percent of average loans outstanding<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(0.02<\/p><\/td>

\n)%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.07<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.08<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(0.04<\/p><\/td>

\n)%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n(0.01<\/p><\/td>

\n)%<\/p><\/td>

\n

\n\u00a0<\/p><\/td>

\n0.02<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.01<\/p><\/td>

\n%<\/p><\/td><\/tr>\n

\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
CITY HOLDING COMPANY AND SUBSIDIARIES<\/b><\/td>\n<\/tr>\n
Asset Quality Information, continued<\/b><\/td>\n<\/tr>\n
(Unaudited) ($ in 000s)<\/b><\/td>\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
\nJune 30, 2026<\/b><\/td>\nMarch 31, 2026<\/b><\/td>\nDecember 31, 2025<\/b><\/td>\nSeptember 30, 2025<\/b><\/td>\nJune 30, 2025<\/b><\/td>\n\n\n\n<\/tr>\n
Nonaccrual Loans<\/b><\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Residential real estate<\/td>\n

\n$<\/p><\/td>

\n3,186<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n4,274<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n4,497<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n2,624<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n3,602<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Home equity<\/td>\n

\n\u00a0<\/p><\/td>

\n132<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n313<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n308<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n498<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n283<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Commercial and industrial<\/td>\n

\n\u00a0<\/p><\/td>

\n377<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n431<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n557<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n555<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n600<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Commercial real estate<\/td>\n

\n\u00a0<\/p><\/td>

\n6,322<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n6,403<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n8,448<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n9,169<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n9,515<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Consumer<\/td>\n

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n2<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Total nonaccrual loans<\/td>\n

\n\u00a0<\/p><\/td>

\n10,017<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n11,423<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n13,810<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n12,846<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,000<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Accruing loans past due 90 days or more<\/td>\n

\n\u00a0<\/p><\/td>

\n82<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n64<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n109<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n946<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n63<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Total non-performing loans<\/td>\n

\n\u00a0<\/p><\/td>

\n10,099<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n11,487<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n13,919<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n13,792<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n14,063<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Other real estate owned<\/td>\n

\n\u00a0<\/p><\/td>

\n495<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n693<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n482<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n485<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n185<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Total non-performing assets<\/td>\n

\n$<\/p><\/td>

\n10,594<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n12,180<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n14,401<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n14,277<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n14,248<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Non-performing assets as a percent of loans and other real estate owned<\/td>\n

\n\u00a0<\/p><\/td>

\n0.24<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.27<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.32<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.32<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.33<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Past Due Loans<\/b><\/td>\n\n\n\n\n\n\n\n\n<\/tr>\n
Residential real estate<\/td>\n

\n$<\/p><\/td>

\n7,282<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n6,440<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n6,461<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n5,635<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n6,497<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Home equity<\/td>\n

\n\u00a0<\/p><\/td>

\n711<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n840<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n772<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n651<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n788<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Commercial and industrial<\/td>\n

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n273<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n279<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n140<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n-<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Commercial real estate<\/td>\n

\n\u00a0<\/p><\/td>

\n532<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n670<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n291<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n1,314<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n202<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Consumer<\/td>\n

\n\u00a0<\/p><\/td>

\n119<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n267<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n308<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n221<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\u00a0<\/p><\/td>

\n163<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
Total past due loans<\/td>\n

\n$<\/p><\/td>

\n8,644<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n8,490<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n8,111<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n7,961<\/p><\/td>

\n\u00a0<\/p><\/td>

\n$<\/p><\/td>

\n7,650<\/p><\/td>

\n\u00a0<\/p><\/td>

\n\n\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n
Total past due loans as a percent of loans outstanding<\/td>\n

\n\u00a0<\/p><\/td>

\n0.19<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.19<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.18<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.18<\/p><\/td>

\n%<\/p><\/td>

\n\u00a0<\/p><\/td>

\n0.18<\/p><\/td>

\n%<\/p><\/td>

\n\n\n<\/tr>\n
\n\n\n\n\n\n\n\n\u00a0<\/td>\n<\/tr>\n<\/table> Contacts<\/b>

\nFor Further Information Contact:\nDavid L. Bumgarner, Senior Executive Vice President and Chief Financial Officer\n(304) 769-1169<\/p> Read full story here <\/a>","protected":false},"excerpt":{"rendered":"

CHARLESTON, W.Va.–(BUSINESS WIRE)–City Holding Company (\u201cCompany\u201d or \u201cCity\u201d) (NASDAQ:CHCO), a $6.8 billion bank holding company headquartered in Charleston, West Virginia, today announced net income of $33.3 million and diluted earnings of $2.35 per …<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-41856","post","type-post","status-publish","format-standard","hentry","category-infos-businesswire"],"_links":{"self":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/41856","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=41856"}],"version-history":[{"count":1,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/41856\/revisions"}],"predecessor-version":[{"id":41857,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/41856\/revisions\/41857"}],"wp:attachment":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=41856"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=41856"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=41856"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}