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<\/a><\/a>\nSince its founding, Possible Loan has saved customers more than $650 million in fees\u00b0. This is money that stays in customers' pockets because Possible does not charge insufficient funds fees, renewal fees, late fees, penalty fees, or failed payment fees. These are standard charges in the consumer lending industry that Possible has eliminated by design. Possible uses state regulatory data on payday loan fees to estimate how much customers saved with Possible Loan, so the savings reflect the maximum fees Possible could have charged. Individual results may vary.<\/p>
\nIn 2025 alone, customers rescheduled millions of payments\u02d8 with no rescheduling fees, a level of flexibility that sets Possible apart from traditional payday lenders and many mainstream financial products.<\/p>
\nPossible launched in 19 new states in 2025, bringing its fair lending alternative to communities that previously had limited access to responsible small-dollar credit. The company now counts Texas, California, Florida, Ohio, and North Carolina among its states with the highest member concentrations, with Texas alone home to over 109,000 members.<\/p>
\nThe Possible app also saw continued growth, with hundreds of thousands of installs and top ratings as of March 2026 on the App Store (4.8 stars, based on over 130,000 ratings), Google Play, TrustPilot (Excellent), and the Better Business Bureau (A+).<\/p>
\nPossible's Relief Plan \u2014 available to all Possible Loan members at no cost \u2014 provides extended repayment flexibility to eligible customers experiencing financial hardship, without impacting their credit. In 2025, the leading reason members enrolled was medical care, accounting for 63.9% of all Relief Plan activations, reflecting the outsized role health-related expenses play in household financial instability.<\/p>
\nThe data also shows the Relief Plan is effective at financial rehabilitation: a November 2025 analysis found that 97% of subsequent loans taken out by Relief Plan users did not charge off, evidence that when customers are given the right tools and time, getting back on their feet is possible.<\/p>
\n\u201cThe traditional financial industry built a business model that profits when people struggle,\u201d said Tony Huang, Co-Founder & CEO, Possible. \u201cWe built Possible on the opposite idea: we only succeed when you do. I\u2019m proud to say that $650 million in savings is proof that model works.\u201d<\/p>
\nThe 2025 Impact Report also highlights Possible's partnership with the Orlando Magic, its award-winning financial literacy series \"Extra Credit\" (an Anthem Award recipient), and the stories of real customers \u2014 including Kiasha, a medical triage professional and Possible member since 2022, whose story about overcoming homelessness as a single mom reflects the impact of flexible, fee-free financial tools on long-term stability.<\/p>