{"id":49102,"date":"2026-07-31T21:29:00","date_gmt":"2026-07-31T19:29:00","guid":{"rendered":"http:\/\/stocks-future.com\/?guid=2625a9cd96027716918268953625544a"},"modified":"2026-07-31T21:29:00","modified_gmt":"2026-07-31T19:29:00","slug":"am-best-affirms-credit-ratings-of-seguros-reservas-s-a","status":"publish","type":"post","link":"https:\/\/stocks-future.com\/?p=49102","title":{"rendered":"AM Best Affirms Credit Ratings of Seguros Reservas S.A."},"content":{"rendered":"

MEXICO CITY--(BUSINESS WIRE)--#insurance<\/a>--AM Best<\/b> has affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of \u201ca-\u201d (Excellent) of Seguros Reservas S.A. (Seguros Reservas) (Santo Domingo, Dominican Republic). The outlook of these Credit Ratings (ratings) is stable.<\/p><\/a><\/a>

\nThe ratings reflect Seguros Reservas\u2019 balance sheet strength, which AM Best assesses as strongest, as well as its strong operating performance, neutral business profile and appropriate enterprise risk management (ERM).<\/p>

\nSeguros Reservas\u2019 balance sheet strength is underpinned by its risk-adjusted capitalization at the strongest level, as measured by Best\u2019s Capital Adequacy Ratio (BCAR). The ratings also reflect its strong operating performance, driven by consistent profitability, which comes from a diversified book of business, as well as contained underwriting leverage and the company\u2019s affiliation with Banco de Reservas de la Rep\u00fablica Dominicana, Banco de Servicios M\u00faltiples (Banco de Reservas), the largest bank in the Dominican Republic.<\/p>

\nPartially offsetting these positive rating factors is the strong competition in the Dominican Republic\u2019s insurance market, which AM Best believes could pressure Seguros Reservas\u2019 profitability and market share, along with the company\u2019s high dividend payout ratios and an ERM framework that has room for further sophistication.<\/p>

\nSeguros Reservas underwrites life and non-life businesses and is one of the leading insurers in the Dominican Republic, currently holding a 17% market share as of April 2026.<\/p>

\nIn 2025, fire insurance continued to represent Seguros Reservas\u2019 main line of business, accounting for 35% of gross written premium, followed by auto (27%) and group life (13%), with the remainder (25%) in other lines of business. The company has shown disciplined underwriting in a highly competitive market, consistently reporting profitability that compares favorably with its closest competitors. In addition, investment income has remained stable, further contributing to positive bottom-line results.<\/p>

\nSeguros Reservas\u2019 risk-adjusted capitalization stands at the strongest level, as measured by BCAR. Adjusted capital has grown at a compound annual growth rate of 14.2% during the past five years, and AM Best expects this trend to continue to be supported by sound underwriting and prudent dividend and investment policies, as well as an effective cost containment strategy. Furthermore, Seguros Reservas continues to benefit from operating efficiencies afforded by Banco de Reservas.<\/p>

\nNegative rating actions could occur if the company\u2019s risk-adjusted capitalization deteriorates to a level no longer supportive of the current ratings. Negative rating actions also could take place as a result of a sustained deterioration in the company\u2019s operating performance metrics to levels no longer supportive of the strong assessment. Positive rating actions could take place as a result of the continued growth of Seguros Reservas\u2019 capital base in the medium term, supportive of the current level of risk-adjusted capitalization and successful consolidation of the business strategy.<\/p>

\nThis press release relates to Credit Ratings that have been published on AM Best\u2019s website. For all rating information relating to the release and pertinent disclosures, including details of the office responsible for issuing each of the individual ratings referenced in this release, please see AM Best\u2019s <\/b>Recent Rating Activity<\/b><\/a> web page. For additional information regarding the use and limitations of Credit Rating opinions, please view <\/b>Guide to Best\u2019s Credit Ratings<\/b><\/a>. For information on the proper use of Best\u2019s Credit Ratings, Best\u2019s Performance Assessments, Best\u2019s Preliminary Credit Assessments and AM Best press <\/b>releases, please view <\/b>Guide to Proper Use of Best\u2019s Ratings & Assessments<\/b><\/a>.<\/b><\/p>

\nAM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit <\/b>www.ambest.com<\/b><\/a>.<\/b><\/p>

\nCopyright \u00a9 2026 by A.M. Best Rating Services, Inc. and\/or its affiliates. ALL RIGHTS RESERVED.<\/b><\/p> Contacts<\/b>

\nOlga Rubo, FRM, CPCU<\/b>Associate Director, Analytics<\/b>+52 55 1102 2720, ext. 134<\/b>olga.rubo@ambest.com\n\n<\/a>Alfonso Novelo<\/b>Senior Director, Analytics<\/b>+52 55 1102 2720, ext. 107<\/b>alfonso.novelo@ambest.com<\/a>\nChristopher Sharkey<\/b>Associate Director, Public Relations<\/b>+1 908 882 2310<\/b>christopher.sharkey@ambest.com\n\n<\/a>Al Slavin<\/b>Senior Public Relations Specialist<\/b>+1 908 882 2318<\/b>al.slavin@ambest.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"

MEXICO CITY–(BUSINESS WIRE)–#insurance–AM Best has affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of \u201ca-\u201d (Excellent) of Seguros Reservas S.A. (Seguros Reservas) (Santo Domingo, Dominican Republic). T…<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-49102","post","type-post","status-publish","format-standard","hentry","category-infos-businesswire"],"_links":{"self":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/49102","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=49102"}],"version-history":[{"count":1,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/49102\/revisions"}],"predecessor-version":[{"id":49103,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/49102\/revisions\/49103"}],"wp:attachment":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=49102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=49102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=49102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}