{"id":50329,"date":"2026-08-04T01:05:00","date_gmt":"2026-08-03T23:05:00","guid":{"rendered":"http:\/\/stocks-future.com\/?guid=b4fc66501236f584a635c9314f618467"},"modified":"2026-08-04T01:05:00","modified_gmt":"2026-08-03T23:05:00","slug":"the-bancorp-inc-and-the-bancorp-bank-n-a-receive-affirmed-ratings-from-kbra-2","status":"publish","type":"post","link":"https:\/\/stocks-future.com\/?p=50329","title":{"rendered":"The Bancorp, Inc. and The Bancorp Bank, N.A. Receive Affirmed Ratings from KBRA"},"content":{"rendered":"<p>WILMINGTON, Del.--(BUSINESS WIRE)--The Bancorp, Inc. (NASDAQ: TBBK) today announced that Kroll Bond Rating Agency, LLC (\u201cKBRA\u201d) has affirmed all long- and short-term credit ratings for both The Bancorp, Inc. (the \u201cCompany\u201d) and its wholly owned subsidiary, The Bancorp Bank, N.A. (the \u201cBank\u201d) (collectively, \u201cThe Bancorp\u201d).<\/p><br\/><a href=\"https:\/\/mms.businesswire.com\/media\/20260803264012\/en\/2660409\/5\/TheBancorp_logo_TM_fullColor_pos.jpg\"><img src=\"https:\/\/mms.businesswire.com\/media\/20260803264012\/en\/2660409\/22\/TheBancorp_logo_TM_fullColor_pos.jpg\" \/><\/a><br\/><a href=\"https:\/\/mms.businesswire.com\/media\/20260803264012\/en\/2660409\/5\/TheBancorp_logo_TM_fullColor_pos.jpg\"><img src=\"https:\/\/mms.businesswire.com\/media\/20260803264012\/en\/2660409\/21\/TheBancorp_logo_TM_fullColor_pos.jpg\" \/><\/a><p>\nFor the Company, KBRA affirmed a BBB+ rating for senior unsecured debt, a BBB rating for subordinated debt, and a K2 rating for short-term debt. In addition, KBRA affirmed the Bank\u2019s A- ratings for deposit and senior unsecured debt, BBB+ rating for subordinated debt, and K2 ratings for short-term deposit and debt. The outlook for long-term ratings is Stable.<\/p><p>\n<b>Highlights from KBRA\u2019s rating announcement include:<\/b><\/p><ul class=\"bwlistdisc\">\n<li>\n<b>Industry leadership:<\/b> KBRA cited The Bancorp\u2019s long-standing position as a leader in the banking-as-a-service industry, particularly in the prepaid and debit card space, where the Bank is the largest issuer by transaction volume.<\/li>\n<li>\n<b>Revenue and earnings performance:<\/b> KBRA noted The Bancorp\u2019s non-interest income increased 16% year over year during the first half of 2026, excluding fintech loan credit enhancement. Fee income represented approximately 1.9% of average assets in the first half of 2026 and return on average assets has remained at or above 2.5% since 2023.<\/li>\n<li>\n<b>Funding and partnerships:<\/b> KBRA highlighted The Bancorp\u2019s total cost of funds of 1.86% for the first half of 2026. KBRA also noted the Bank\u2019s granular and durable deposit base and effective management of partnerships with mature companies under long-term contracts, with partnerships generally spread across multiple business lines.<\/li>\n<\/ul><p>\n\u201cWe are pleased with KBRA\u2019s affirmation of our ratings, which reflects our continued strong financial performance and strategic positioning,\u201d said Dominic C. Canuso, Chief Financial Officer of The Bancorp. \u201cThis recognition reinforces the strength of our business model and the disciplined progress we continue to make in executing our APEX 2030 strategy.\u201d<\/p><p>\nThe full KBRA rating report and press release are available <a  href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fwww.kbra.com%2Fpublications%2FPdktMVtL%2Fkbra-affirms-ratings-for-the-bancorp-inc%3Fformat%3Dweb&amp;esheet=54582579&amp;newsitemid=20260803264012&amp;lan=en-US&amp;anchor=here&amp;index=1&amp;md5=f23b3be4f0c1d9d6763e71a8f592ff88\" rel=\"nofollow\" shape=\"rect\">here<\/a>. KBRA\u2019s ratings and analysis represent the agency\u2019s independent opinions and should not be considered statements of fact or investment recommendations by KBRA or The Bancorp.<\/p><p>\n<b>About The Bancorp<\/b><\/p><p>\n<a  href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fthebancorp.com%2F&amp;esheet=54582579&amp;newsitemid=20260803264012&amp;lan=en-US&amp;anchor=The+Bancorp%2C+Inc.&amp;index=2&amp;md5=45de60c7992f591e2716725cbef0226f\" rel=\"nofollow\" shape=\"rect\">The Bancorp, Inc.<\/a> (NASDAQ: TBBK), through its subsidiary, The Bancorp Bank, N.A., is defining the future of banking. As one of the first banks to embrace fintech, The Bancorp has been a driving force behind the industry\u2019s evolution, serving as an essential financial enabler of fintech innovation for more than 25 years. Led by its Fintech Solutions business, the company delivers a dynamic portfolio of payment and lending solutions that empowers its clients to turn bold ideas into real-world success.<\/p><p>\nRanked by the Nilson Report as the No. 1 issuer of prepaid cards in the U.S. and among the top 10 debit card issuers nationally, The Bancorp also holds leading positions in its <a  href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fthebancorp.com%2FCredit-solutions%2Finstitutional-banking%2F&amp;esheet=54582579&amp;newsitemid=20260803264012&amp;lan=en-US&amp;anchor=Institutional+Banking&amp;index=3&amp;md5=d73f2353d72970e7c2e0f3004abf276c\" rel=\"nofollow\" shape=\"rect\">Institutional Banking<\/a>, <a  href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fthebancorp.com%2FCredit-solutions%2Fcommercial-lending%2Fsmall-business-lending%2F&amp;esheet=54582579&amp;newsitemid=20260803264012&amp;lan=en-US&amp;anchor=Small+Business+Lending&amp;index=4&amp;md5=25e6140cc2ef0504377549476095a02a\" rel=\"nofollow\" shape=\"rect\">Small Business Lending<\/a>, <a  href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fthebancorp.com%2FCredit-solutions%2Fcommercial-lending%2Ffleet-management-services%2F&amp;esheet=54582579&amp;newsitemid=20260803264012&amp;lan=en-US&amp;anchor=Fleet+Management+Services&amp;index=5&amp;md5=1fdecfb77671762b4e9c20bc6e76a0d3\" rel=\"nofollow\" shape=\"rect\">Fleet Management Services<\/a>, and <a  href=\"https:\/\/cts.businesswire.com\/ct\/CT?id=smartlink&amp;url=https%3A%2F%2Fthebancorp.com%2FCredit-solutions%2FReal-estate-bridge-lending%2F&amp;esheet=54582579&amp;newsitemid=20260803264012&amp;lan=en-US&amp;anchor=Real+Estate+Bridge+Lending&amp;index=6&amp;md5=f87fb11bff9864b8cf7bc1b51882ef4b\" rel=\"nofollow\" shape=\"rect\">Real Estate Bridge Lending<\/a> businesses. Across every line of business, The Bancorp fosters prosperity through the perpetual transformation of banking and aims to drive growth for its clients, investors, employees, and the communities it serves.<\/p><p>\nFor more information, visit thebancorp.com.<\/p><p>\n<b>Forward-Looking Statements<\/b><\/p><p>\nStatements in this press release that are not historical facts are \u201cforward-looking statements\u201d within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended, and Section 27A of the Securities Act of 1933, as amended. Forward-looking statements provide management\u2019s current expectations of future events based on certain assumptions and include any statement that does not directly relate to any historical or current fact. Sentences containing words such as \u201cbelieve,\u201d \u201cintend,\u201d \u201cplan,\u201d \u201cmay,\u201d \u201cexpect,\u201d \u201cshould,\u201d \u201ccould,\u201d \u201canticipate,\u201d \u201cestimate,\u201d \u201cpredict,\u201d \u201cproject,\u201d or their negatives, or other similar expressions of a future or forward-looking nature generally should be considered forward-looking statements. While the Company considers these expectations and assumptions to be reasonable, they are inherently subject to significant business, economic, competitive, regulatory, and other risks and uncertainties, most of which are difficult to predict and many of which are beyond the Company\u2019s control. The Company undertakes no obligation to review or update any forward-looking statements, whether as a result of new information, future events or otherwise, unless required by law.<\/p><br\/> <b>Contacts<\/b> <br\/><p>\n<b>Media Relations<\/b><br\/>Rachel Brick\n<br\/>Director of Strategic Communications\n<br\/>(302) 385-5410\n<br\/><a  href=\"mailto:rbrick@thebancorp.com\" rel=\"nofollow\" shape=\"rect\">rbrick@thebancorp.com<\/a><br\/>\n<br\/><b>Investor Relations<\/b><br\/>Andres Viroslav, Director of Investor Relations\n<br\/>The Bancorp\n<br\/>(215) 861-7990\n<br\/><a  href=\"mailto:aviroslav@thebancorp.com\" rel=\"nofollow\" shape=\"rect\">aviroslav@thebancorp.com<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>WILMINGTON, Del.&#8211;(BUSINESS WIRE)&#8211;The Bancorp, Inc. (NASDAQ: TBBK) today announced that Kroll Bond Rating Agency, LLC (\u201cKBRA\u201d) has affirmed all long- and short-term credit ratings for both The Bancorp, Inc. (the \u201cCompany\u201d) and its wholly owned subsidi&#8230;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-50329","post","type-post","status-publish","format-standard","hentry","category-infos-businesswire"],"_links":{"self":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/50329","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=50329"}],"version-history":[{"count":1,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/50329\/revisions"}],"predecessor-version":[{"id":50330,"href":"https:\/\/stocks-future.com\/index.php?rest_route=\/wp\/v2\/posts\/50329\/revisions\/50330"}],"wp:attachment":[{"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=50329"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=50329"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stocks-future.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=50329"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}