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<\/a><\/a>\nThe company's AI infrastructure processes in excess of 60 billion tokens per day<\/b> in production, placing Cloudwalk among the largest in financial services globally, and the most intensive applied AI deployment in financial services in Latin America. The platform powers credit decisioning, fraud detection, customer support, merchant onboarding, and a rapidly expanding portfolio of consumer-facing agentic financial products.<\/p>
\nAs of March this year, Cloudwalk reported a current annualized revenue run-rate of approximately $1.7 billion<\/b>, with $322 million<\/b> in annualized profit before taxes \u2013 making it one of the few AI-native financial services companies in the world operating at this scale profitably. Net revenue is growing more than 100% year-over-year, with margins expanded through 2025 and Q1 2026.<\/p>
\n\"AI is not a feature we added to Cloudwalk \u2013 it is how the business runs,\" said Luis Silva<\/b>, founder and CEO of Cloudwalk. \"We process more AI tokens in a single day than most pure-play AI companies process in a month. From acquiring and lending to consumer financial assistants, every layer of our business is built on our own agentic infrastructure, and increasingly, on our own compute.\"<\/p>
\nBy internalizing AI compute capacity through its proprietary cluster, Cloudwalk has established a structural cost advantage in inference economics that compounds as token volumes grow. The company's GPU fleet operates at industry-leading utilization rates well above 90%, enabling Cloudwalk to deliver AI-driven services at a fraction of the per-token cost paid by enterprises dependent solely on third-party providers.<\/p>
\nThe infrastructure underpins Cloudwalk's portfolio of brands:<\/b><\/p>
\n\u2013 InfinitePay<\/b> \u2013 Cloudwalk's flagship merchant platform offering acquiring, banking, lending, and issuing to millions of Brazilian businesses;\n
\nBuilding the Future of Self-Driving Finance<\/b><\/p>
\nCloudWalk<\/b> is building a Self-Driving Finance<\/b> ecosystem, where AI agents autonomously manage payments, credit, settlements, and strategic operations with minimal human intervention. Across the company, dozens of agents<\/b> powered by proprietary technology, open-source frameworks, and leading AI models are already integrated into operations, marketing, sales, and engineering.<\/p>
\nAt InfinitePay<\/b>, the AI agent JIM acts as an \u201cextra employee\u201d for entrepreneurs by adjusting pricing, reviewing contracts, managing sales and financial transactions, personalizing marketing campaigns, and even creating professional websites in seconds. In customer support, Cl\u00e1udio Walker autonomously resolves more than 90% of customer requests, while Bela, focused on WhatsApp sales, manages over 50,000 conversations per month with the productivity equivalent of 200 sales representatives.<\/p>
\nMeanwhile, JIM.com<\/i><\/b> is designed to work on behalf of sellers. It can resolve failed payments before merchants intervene, anticipate cash flow issues, reduce no-shows through Booking tool, and automatically build and publish websites using transaction data alone.<\/p>
\n\"The future of financial services is agentic, vertically integrated, and built on owned infrastructure,\" Silva added. \"We are building those rails across two of the most important markets in the world, on our own servers, at our own cost basis, with our own data and our own models. Pierre is what that future looks like for consumers; InfinitePay and JIM.com<\/i> are what it looks like for businesses.\"<\/p>
\nAbout Cloudwalk<\/b><\/p>
\nCloudwalk is a global technology company serving more than 7 million monthly active users across Brazil and the United States. Cloudwalk's portfolio includes InfinitePay (merchant acquiring, banking, lending, and issuing in Brazil), Pierre.finance (consumer agentic finance, authorized by the Central Bank of Brazil through Open Finance), and JIM.com<\/i> (consumer and merchant financial services in the United States). The company is profitable, growing at more than 100% year-over-year, and operates one of the largest applied AI deployments in financial services globally. For more information, visit cloudwalk.io.<\/p>